April 2012 (2)

Meet Mickey: PaydayUK sponsor cute young black Labrador at Dogs For The Disabled

PaydayUK is delighted to be able to introduce you to Mickey the black Labrador puppy who we are sponsoring as part of our on-going partnership with the charity Dogs For The Disabled. Read More

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Money smart motoring tips from PaydayUK

Owning and running a car is an extremely expensive business. With petrol prices constantly on the increase for many people motoring remains one of the biggest expenditures. While a payday loan from Read More

Rising inflation

What is inflation and is it important to me?

Inflation is increasing, inflation is falling. Inflation rates are too high, inflation rates are too low. We hear it a lot but what does it mean? Inflation is an important aspect of Read More

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Mobile bills could drop after Ofcom announces plan to stop charges for calling 0800 numbers

Your mobile phone bill could be set to fall under proposals from regulator Ofcom to make all calls to 0800 numbers free. At the moment the majority of 0800 numbers incur a Read More

Meet Mickey: PaydayUK sponsor cute young black Labrador at Dogs For The Disabled

April 2012 (2)

PaydayUK is delighted to be able to introduce you to Mickey the black Labrador puppy who we are sponsoring as part of our on-going partnership with the charity Dogs For The Disabled.

Dogs for the Disabled is a ground-breaking organisation which trains assistance dogs for children and adults with physical disabilities and families of children with autism. PaydayUK are paying for Mickey’s upkeep and training so that he grows up to be a perfect assistance dog able to provide support and companionship to a person in need.

Mickey, who was born on February 17, was named by a PaydayUK member of staff who won a competition to choose the puppy’s name. As he is so young he will spend the first year of his life with his puppy socialiser, Kate, learning basic commands before starting assistance dog training next year.

Money smart motoring tips from PaydayUK

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Owning and running a car is an extremely expensive business. With petrol prices constantly on the increase for many people motoring remains one of the biggest expenditures.

While a payday loan from PaydayUK is the perfect solution to cover a breakdown or unexpected bill it isn’t ideally suited to cover every day running costs. To avoid spending every penny on your car there are some sensible measures you can take.

Money smart motoring to save the pennies:

What is inflation and is it important to me?

Rising inflation

Inflation is increasing, inflation is falling. Inflation rates are too high, inflation rates are too low.

We hear it a lot but what does it mean?

Inflation is an important aspect of the economy and consequently crucial to our understanding of the financial world and how it affects us.

The basics are quite straightforward. In a nutshell inflation is the rise in the price of the things we buy, be it goods or services. As the price goes up a certain amount of money can buy less.

One of the most important issues within economics, inflation is chiefly measured by the inflation rate, which is calculated by the annual percentage change in a price indexes, most notably the Consumer Prices Index (CPI) and the Retail Prices Index (RPI).

Thame Hockey Club end season with a flourish

THC first XI

PaydayUK is proud to announce that Thame Hockey Club, one of its sponsored teams, has had a fantastic season with three out of four adult teams winning their leagues and achieving promotion.

The men’s first team did just enough to seal the title after a nervy 1-1 away draw against Henley on the last day was enough to crown them champions of Middlesex, Berks, Bucks and Oxon (MBBO) Division 4.

The ladies first team have had an unbelievable season as they finished with an unparalleled 100 per cent record. Scoring a total of 181 goals and only conceding nine they topped Trysports Division Four by an incredible 16 points.

Mobile bills could drop after Ofcom announces plan to stop charges for calling 0800 numbers

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Your mobile phone bill could be set to fall under proposals from regulator Ofcom to make all calls to 0800 numbers free.

At the moment the majority of 0800 numbers incur a charge for mobile callers of up to 21p a minute despite being advertised as Freephone.

While the numbers are free for landlines it is possible to ring a Freephone number on a mobile and rack up a substantial bill.

Critics have said that ‘mobile-only’ households are at a disadvantage compared to those with access to landlines.

Our customers make it all worthwhile: PaydayUK feedback

Successful Business People Showing Thumbs Up.

Here at PaydayUK we are 100 per cent committed to providing a helpful, straightforward and hassle-free service to all our customers.

We really appreciate it when people get in touch to tell us they had a good experience.

Customer service is very important to PaydayUK and we work extremely hard to try and achieve the best results we can.

The following responses truly make all that hard work worthwhile:

M Rafuse, customer 19/11/2011

‘Today I am writing to you to tell you how amazing your staff were.
In particular one man named Karl ‘within workplace for live chat.’ Karl was simply amazing. I have had a few bad experiences with staff at different payday loan companies and was amazed by how much Karl helped me. He answered every single question with a detailed answer, he made sure I was happy and the main thing was I could tell he actually cared.

Manage your money and keep the bank balance healthy

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Fine-tune your finances and free up the cash

A payday loan can be a really helpful way to bridge the gap to payday, when you have a sudden cashflow crisis. Why not take some time to fine-tune your finances and free up some cash – it could give you a nest egg to set aside towards emergencies in the future.

Here are some top tips from PaydayUK to help you keep your bank balance healthy:

Payday Loans – What is APR and why does it seem high?

Variable Interest Rate

Interest rates are everywhere. Just turn on the TV, pick up a newspaper or walk past a High Street bank and you’ll see a huge range of percentages being bandied about, whether it is mortgages at 4 per cent, car loans at 8 per cent or credit cards at 19 per cent.

There’s much made of the fact that interest rates are at an all-time low and have been at very low levels for some time now. So when something rather higher appears, it catches people’s eye. Like the APR (annual percentage rate) for a payday loan.

If you’re used to thinking in terms of 4-19 per cent, seeing 1,700 per cent, 2,500 per cent or even 4,000 per cent can come as a bit of a shock. But it’s a misleading figure and not a realistic way of comparing the cost of different types of loans.

APR stands for Annual Percentage Rate and it is the interest payable on the amount borrowed and other charges expressed as an annual rate charge.

Budget 2012: How does it affect you?

businessman with scissors cutting label Budget

The Budget impacts on all of us in one way or another and despite it being neither the most interesting subject nor the easiest to understand it is important that we know how it could affect us.

In summary the Budget is a statement made every year by the Government explaining how it is going to raise the money it needs to run the country.

Worked out by the Chancellor of the Exchequer it includes the decision on whether taxes are going to be raised or reduced.

The Budget for 2012 was announced on March 21 by the current Chancellor, George Osborne.

Among other things it included an increase in tax on cigarettes, alcohol and petrol.

You can find an estimated Budget calculator here courtesy of the BBC.

PaydayUK announced as a finalist for prestigious Credit Today Awards

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PaydayUK has been selected as a finalist for the Alternative Lender of the Year category at the Credit Today Awards 2012.

The Credit Today Awards are one of the most coveted awards in the industry, giving young companies like PaydayUK a chance to go up against the large banks and traditional lenders.

The finance firm, which offers simple and straightforward payday loans online, will find out its fate on May 10 during an awards ceremony in London.

Emma Steeley, Managing Director for Sales and Marketing, said: “We are delighted to be one of the finalists for Alternative Lender of the Year at this year’s Credit Today awards.

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