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Am I eligible for a payday loan?

Do I qualify?

To apply for a payday loan, you need to:

If you can answer yes to all the statements above, you are entitled to apply for a payday loan.

Apply in two minutes

If you do not meet our criteria above for a payday loan, click here for alternative payday lenders*

PaydayUK can help you to rebuild your credit history

We use credit agencies

We work with nationally recognised credit agencies, which may help you improve your credit rating.

Rebuild your credit...
Quick online decisions. No hassle. No fuss.

Borrow between £80-£750 today!

Apply for a payday loan today! Quick decisions online or by phone. No hassle. No fuss.

Apply for a loan today
Understand PaydayUK's charges

Understanding our loan charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges.

Our charges explained
Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
Account Login

³£275 borrowed for 22 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.