Faster loans from PaydayUK!
Guarantor loans – Not at PaydayUK
Need cash in your bank today?
PaydayUK now has access to the Faster Payments Service, enabling you to
have your money in your bank today†!
There are a lot of them about, but you won’t find any at PaydayUK
That’s because PaydayUK payday loans do not require a guarantor.
A guarantor loan is an unsecured loan, and no credit checks are made on the person taking it out, so they can be tempting to people with poor credit histories. The borrower has to find somebody (a family member, friend, boss etc) who is willing and able to act as guarantor for them. The guarantor may trust the borrower not to leave them in the lurch, but, to protect themselves, guarantor loan providers usually require the guarantor to have a high credit rating.
And if the borrower can’t make the loan payments, the guarantor is legally obliged to make the payments instead. And that can put quite a strain on any relationship. Just try telling your boss that he has got to make a loan payment for you!
The service we got from PaydayUK was excellent and I can’t say a bad word...the staff are so friendly and polite and they always try and help as much as they can... brilliant work, keep it up.
T Biggington, Customer
Keeping it simple
Unlike a guarantor loan, with a payday loan from PaydayUK you alone are responsible for repaying the loan. The amount due is automatically taken from your debit card on your next payday and the debt is cleared.
You can borrow between £80 and £750 (depending on your circumstances), with a fixed fee of £14.50 for every £50 you borrow – No other hidden charges and no set-up fees.
PaydayUK is a responsible lender and does perform a credit check on you, and requires you to be aged 18 or over, in permanent employment, to be paid monthly and to be earning at least £750 net per month. That way PaydayUK knows you can repay the payday loan.
Rebuild your credit rating
If you don’t have a good credit record, PaydayUK will still consider you, assessing your application based on your recent circumstances. And if your application is successful, PaydayUK could help you build your credit rating, as each time you pay off a PaydayUK payday loan it’s reported to a credit reference agency, so that they will know that you have repaid your loan.
If you need a bit more time
Occasionally people find that they need another month to pay back their payday loan. If you can’t repay your payday loan on the original due date, then please give us a call on 0871 271 61111 and we can discuss all of your payment options.
And once you’ve repaid one PaydayUK payday loan, it is always easy to apply for another.
Bridge that gap without guarantor support
When life’s little emergencies come along, and payday is just out of reach, a quick emergency cash advance from a payday loan from PaydayUK can really take the pressure off. Without the need to sweet-talk anyone into standing as a guarantor.
With a fixed fee of £14.50 per £50 borrowed and no set-up or admin fees – What are you waiting for?
Facebook fans win prizes with PDUK
PaydayUK regularly runs competitions and games for our Facebook fans with great prizes.
Become a fan today...
What our customers say...
'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'
Read more feedback
PaydayUK have no hidden charges
We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!
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Managing your money
PaydayUK provides access to information to help you manage your money more effectively.
Let us explain in full[†] Check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds. For new customers, applications must be received by 1530 and completed by 1700. All loans are subject to final checks.
