Payday loans explained
How payday loans work
Payday loans provide you money and peace of mind, just when you need it! More financial freedom – ranging from emergency child care to paying for a plumbing issue just before payday.
I would like to know...
- How do I get a payday loan?
- Are payday loans right for me?
- How much money can I borrow?
- How do I repay my payday loan?
- Can I defer my payday loan repayments?
- What if I am an existing PaydayUK customer?
How do I get a payday loan?
Borrowing from PaydayUK is simple and fast! We give quick online decisions, normally without the need for faxes or post§
You are just two minutes away from your payday loan decision!!
All you need to do is:
- Fill in our fast application form
- Within a minute we will tell you if you have been approved
- Once you’ve been approved, then enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday)
- Your loan agreement will be displayed online for you to sign
Are payday loans right for me?
Payday loans can help with various types of financial emergency. You can:
- Pay those 'Final Demand' bills
- Organise emergency child care for your children
- Pay your MOT repairs – just in time!
How much money can I borrow?
You can borrow from £80-£750 depending on your circumstances. To find out how much you can borrow complete our quick payday loan application form today!
We charge £14.50 per £50 borrowed – nothing more! There are no arrangement fees to set up the loan and no hidden charges – That's a promise!
How do I repay my payday loan?
Repaying your payday loan could not be easier.
We simply debit the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do.
Can I defer my payday loan repayment?
Sometimes our customers need to borrow money for a second month. We understand this and offer what we call a deferral. Please contact our customer services team on 0871 271 6111 (Call charges apply – 10p per minute from BT landlines, mobiles and other providers may vary) where one of our dedicated advisers will be pleased to help you, or visit the Existing Customer Login.
Existing PaydayUK Customers
Existing customers are provided with an Existing Customer Login and may apply there directly, meaning even less hassle!
Apply by phone 0800 280 2500²
Our friendly staff are waiting to answer your call. Please quote PDUK when you apply by phone.
We use credit agencies
We work with nationally recognised credit agencies, which may help you improve your credit rating.
Rebuild your credit...
PaydayUK have no hidden charges
We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!
Read more...
PaydayUK payday loan calculator
Need cash? Calculate the amount you will need to repay using our online payday loan calculator.
Use our calculator now[§] Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to complete the application process.
