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Money in your bank today!

My local payday loan

Need cash in your bank today?

PaydayUK has access to the Faster Payments Service, enabling you to
have your money in your bank today!

Looking for a payday loan that's local?

Then you've come to the right place! You can apply for a local payday loan from PaydayUK in just two minutes from the comfort of your own home. Yes that's right - you don't even need to leave your house.

This is the best payday service ever! Having been refused previously elsewhere I thought I would never be able to pay my bill on time but after applying on this site, the money was in my account the next day, no faxing to do whatsoever. Very helpful and excellent fast service. I will definitely be telling everyone I know about what a great service this is. Thank you for all your help.

J Thompson, Customer

You can't get more local than that!

Couldn't be easier

Applying for a local payday loan from PaydayUK is a simple way of getting a quick online loan when you need it. You simply need to fill in our fast online application form or, if you prefer to speak to someone, you can call our freephone number 0800 280 25002 to get a quick decision and a fast electronic cash transfer into your bank account today². It really is that quick and easy to get a local payday loan.

At PaydayUK we can lend you between £100 and £750 and we charge a fixed rate of £14.50 for every £50 borrowed with no set-up or admin fees included. The agreed amount is then taken automatically from your debit card on your next payday.

Any time, day or night

We've all been there: you think you've budgeted for the month and then the unexpected happens. Perhaps there's a school trip that your child just can't miss, you need to take your pet to the vet, or another bill has just landed on the doormat. Don't stay awake at night with worry, just go online and apply for a local payday loan. Our website is available 24 hours a day, 7 days a week and 365 days a year, so matter what time or day it is you can have the peace of mind of knowing that you can get the cash you need, with speed. A local payday loan from PaydayUK is a convenient and reliable way to get fast cash when you need it most.

Quick and easy

You can get a local payday loan today, and we will deposit the local payday loan into your bank account on the same day you apply.

If you're 18 or over, in permanent employment, are paid monthly and earn at least £750 net per month, then you can apply for a local payday loan. What are you waiting for? Apply now using our fast online application form.

Get a local payday loan the same day with PaydayUK

If you need a local payday loan, without leaving the house and waiting in queue, then a local payday loan from PaydayUK is perfect for you.

Go online from home or even on your work lunch break, and apply for a local payday loan. The money will be transferred using the Faster Payments Service, so can be in your account that same day. Of course if you would prefer to call us then you can - we have a freephone number available for you, and a member of the team can fill the local payday loan application in for you over the phone.

If you think a local payday loan from PaydayUK can help you, then apply online or call our freephone number 0800 280 25002 .

Apply in two minutes
Understand PaydayUK's charges

Understanding our loan charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges.

Our charges explained
Customer feedback

What our customers say...

'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'

Read more feedback
PaydayUK has NO hidden charges

PaydayUK have no hidden charges

We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!

Read more...
Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full
Alternative Lender of the Year 2012 Finalist

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
Account Login

³£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.