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Money in your bank today!

Payday loan cash advances

Need cash in your bank today?

PaydayUK has access to the Faster Payments Service, enabling you to
have your money in your bank today!

Sometimes it seems as if life is conspiring against you. You’ve been really sensible, you’ve not over-spent, you’re on track to get through till the end of month on budget. And just as you’re about to pat yourself on the back an unexpected bill drops on the doormat. Or something dire happens in the drains, which means you’re about to make a plumber very happy.

You can use a loan from PaydayUK to give yourself a cash advance which can take the sting out of life’s nasty little surprises, keeping things pain-free until your next payday comes around.

A loan until payday

A PaydayUK's payday loan is a short loan that can be a real help just when you need it for that emergency cash advance.

With a payday loan from PaydayUK you don’t have to worry about taking on a long term debt or spending days trying to get approval. PaydayUK payday loans are designed to clear your cashflow problems just until you next get paid, enabling you to take a cash advance and they are fast and easy to get.

Your options made clear

We understand that when you need cash you need it quickly, so you can apply for a loan from PaydayUK online or call freephone 0800 280 25002, which you can use to give yourself a cash advance. Provided you’re aged 18 or over, are in permanent employment, are paid monthly and earn at least £750 net per month, all it takes is a quick credit check and once you’re approved your PaydayUK payday loan funds are put into your bank account the same day. This includes the weekends.

PaydayUK cash advances cost £14.50 for every £50 you borrow and the money is automatically taken from your debit card when your next payday comes. We don’t want you to get into long term debt so if something prevents you from making that repayment we will defer for another month, but you will have to pay the charges and we encourage you to keep costs down by paying as much as you can.

Improve your credit rating with a payday loan

As well as keeping life flowing smoothly, a payday loan from PaydayUK can also help rebuild your credit rating. Every time you pay back your loan in full we report that to a Credit Reference Agency. You’re also building your credit rating with us, and will be able to login and get a PaydayUK loan for your cash advance even more quickly the next time around.

When payday is just a little too far away but life won’t wait, why not let a payday loan from PaydayUK give you the cash advance you need?

Apply in two minutes
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Customer feedback

What our customers say...

'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'

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PaydayUK has NO hidden charges

PaydayUK have no hidden charges

We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!

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Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

A PaydayUK payday loan is an alternative solution for a cash flow emergency.
Here are just a few examples to show you what we mean:

Alternative Lender of the Year 2012 Finalist

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
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³£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.