Please refer to our Privacy policy for important information on the use of cookies. By continuing to use this website, you agree to this.

Money in your bank today!

PaydayUK loan

Need cash in your bank today?

PaydayUK now has access to the Faster Payments Service, enabling you to
have your money in your bank today!

PaydayUK loans - a helping hand when you need it most!

We’ve all been there - faced with an unexpected bill at the worst moment, with payday just too far away. Whether a cold snap has made your heating bill red hot, the washing machine is permanently stuck on 'spin' or your car’s started to sound like somebody dropped a bag of spanners under the bonnet, a PaydayUK loan can make all the difference, tiding you over until payday comes.

Is it a payday loan?

Yes - and PaydayUK is proud to say it! A PaydayUK payday loan is just that: a loan designed to get you through until your next pay packet arrives. It’s a straightforward, transparent, convenient way to borrow money without taking on a long term debt.

No hidden charges

Unlike other payday lenders our loans have no hidden fee and no set-up fees, just one fixed charge of £14.50 per £50 borrowed.

Quick and easy

Payday loans from PaydayUK are easy to apply for online 24/7 or by phone with our friendly customer service team. You get a quick online decision in one minute, and a fast loan for your cash advance with no faxing§, no queuing, no hassle and no fuss. You just go online or pick up the phone and call freephone 0800 280 25002.

Fast, flexible, transparent payday loans

Your service is great and your staff always professional. I get updates on my payday loan on a regular basis and whenever I have taken out a new loan the money is in my account on that same day. I have recommended your service to friends and family. Thank you PaydayUK.

R Musodza, Customer

Depending on your circumstances PaydayUK will lend you between £80 and £750 and the cash could be in your account by midnight.

PaydayUK charges £14.50 for every £50 borrowed, so you know exactly how much you will repay. The repayment is deducted from your debit card on your next payday and the PaydayUK payday loan debt is cleared. There are no hidden charges, no setup fees - you always know where you stand.

Why not just go overdrawn?

Unauthorised overdraft charges could be higher than the fixed fees for PaydayUK’s payday loans. And that’s a high price to pay for a short term emergency.

Payday may be far off, but a PaydayUK payday loan decision is just a few minutes away!

Apply in two minutes
Become a PaydayUK Facebook fan

Facebook fans win prizes with PDUK

PaydayUK regularly runs competitions and games for our Facebook fans with great prizes.

Become a fan today...
Customer feedback

What our customers say...

'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'

Read more feedback
PaydayUK has NO hidden charges

PaydayUK have no hidden charges

We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!

Read more...
Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

A PaydayUK payday loan is an alternative solution for a cash flow emergency.
Here are just a few examples to show you what we mean:

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
Account Login

³£275 borrowed for 22 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.