Money in your bank today!
PaydayUK payday loans
Need cash in your bank today?
PaydayUK has access to the Faster Payments Service, enabling you to
have your money in your bank today†!
So why should you get your payday loan from PaydayUK?
Getting a payday loan from PaydayUK is incredibly quick and incredibly easy. Unlike some payday loan providers, PaydayUK doesn’t ask you to fax in loads of paperwork§ or to stand in a queue waiting for your turn to apply.
Fantastic payday loan service and so fast! People always reply to my emails very quickly. I will definitely tell my friends about this service.
P Noble, Customer
Instead you just go online, fill in your details and get a decision in one minute. Or, if you like doing these things voice-to-voice, pick up the phone and call freephone 0800 280 25002 and let the friendly PaydayUK customer care team arrange your payday loan for you.
Depending on your circumstances we’ll lend you between £100 and £750. And, once you’ve been approved, the money arrives speedily, too. You’ll get a quick loan for your cash advance, with the money in your bank account that same day†.
PaydayUK deposits payday loans every day of the week including Saturday and Sunday.
Totally transparent
PaydayUK has a fixed charge of £14.50 per £50 borrowed. We have no hidden fees or admin charges and that's a promise.
Lending - and borrowing - responsibly

You’ll be charged a straightforward £14.50 on every £50 you borrow, and when payday comes your PaydayUK payday loan is repaid automatically, with the money taken from your debit card.
PaydayUK doesn’t want you to get into long term debt. We prefer short transactions, so we run a credit check on you when you apply for your first PaydayUK payday loan, to satisfy ourselves that you’ll be able to repay it on your next payday. And we have certain criteria for our borrowers - you must be aged 18 or over, be in permanent employment, earn at least £750 net per month and be paid monthly.
Once you’ve taken out your first PaydayUK payday loan successfully you’ll be given a customer login which will make it even easier to apply again in the future, should the need arise. And, as you build your own history with PaydayUK, you may find that you can borrow higher amounts.
So, if you don’t want to jump through hoops for your bank, or spend hours looking for a fax machine, a payday loan decision from PaydayUK is just a few clicks away.
Facebook fans win prizes with PDUK
PaydayUK regularly runs competitions and games for our Facebook fans with great prizes.
Become a fan today...
What our customers say...
'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'
Read more feedback
PaydayUK have no hidden charges
We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!
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Managing your money
PaydayUK provides access to information to help you manage your money more effectively.
Let us explain in full[†] Check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds. For new customers, applications must be received by 1530 and completed by 1700. All loans are subject to final checks.
[§] Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to complete the application process.
