Money in your bank today!
PaydayUK payday loans online
Need cash in your bank today?
PaydayUK now has access to the Faster Payments Service, enabling you to
have your money in your bank today†!
Payday loans online from PaydayUK are just what they sound like – short term, unsecured personal loans that you apply for online and pay back on payday.
No worries
A payday loan can provide the perfect answer to those short term cashflow problems that stress us all out from time to time.
With a PaydayUK payday loan online there’s no need to worry. Everything’s transparent, everything’s straightforward, and sitting behind this website is nothing scarier than a friendly, responsive customer care team and PaydayUK is a member of the Consumer Finance Association.
PDUK is the ONLY company to ensure you are completely aware of all charges and costs, and make it easy to defer if you can't pay straight away. Have used them multiple times and think they are great!
S Newby, Customer
No fuss
Applying for a payday loan online with PaydayUK couldn’t be easier.You just fill out the simple online application form and you get a decision in one minute, and a fast payday loan to give yourself a cash advance if your application is accepted.
There’s no need to queue, it’s just a simple online process. And, because PaydayUK, is a responsible lender we run a quick credit check on you just to make sure that you can repay the loan.
There are no hidden charges, no setup fees - you always know where you stand, and you’ve not taken on any long term debt.
Depending on your circumstances PaydayUK will lend you between £80 and £750 and the cash will be in your bank account that same day†. Click on our loan calculator and you’ll see exactly how much you would pay on what you choose to borrow.
(Of course, if you would rather speak to our customer care team, PaydayUK welcomes phone applications as well. Just call freephone 0800 280 25002.)
Talking charges
PaydayUK charges £14.50 for every £50 borrowed with no admin or set-up fees, so you know exactly how much you will repay. The repayment is deducted from your debit card on your next payday and the PaydayUK payday loan debt is cleared.
A PaydayUK payday loan online could work out cheaper than unauthorised overdraft fees. And just compare it to the actual cost of a long term loan:
| Type of loan | Amount | Month | Total repayment | APR | Actual interest |
|---|---|---|---|---|---|
| Payday | £500 | 1 | £645 | 1737% | 29% |
| Instalment | £500 | 36 | £653 | 19.9% | 31% |
| Instalment | £500 | 60 | £766 | 19.9% | 53% |
The APR for the two instalment loans are the same but the actual interest repaid as a percent of the original amount is hugely different – and much higher than a PaydayUK payday loan.
If you think a payday loan online is right for you, why not apply for one with PaydayUK?
Facebook fans win prizes with PDUK
PaydayUK regularly runs competitions and games for our Facebook fans with great prizes.
Become a fan today...
What our customers say...
'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'
Read more feedback
PaydayUK have no hidden charges
We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!
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PaydayUK payday loan calculator
Need cash? Calculate the amount you will need to repay using our online payday loan calculator.
Use our calculator now[†] Check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds. For new customers, applications must be received by 1530 and completed by 1700. All loans are subject to final checks.
