Money in your bank today!
PaydayUK unsecured loans
Need cash in your bank today?
PaydayUK now has access to the Faster Payments Service, enabling you to
have your money in your bank today†!
Let’s get personal
Personal loans, unsecured loans and personal unsecured loans. Which one do you choose? It doesn’t actually matter - because they’re all the same thing, just with a different name. They all allow you to borrow money without having to provide security, such as your home or car, against them.
Instead of demanding security, the loan provider decides whether or not to give you the loan by running a credit check and getting you to demonstrate that you can afford the monthly repayments. Some lenders also make you provide information that can take lots of extra time. Which is all well and good, but sometimes you just need some cash and you need it in a hurry. You’re not looking to take on a long term debt, you just want something to keep you going until payday.
And that’s where a payday loan from PaydayUK could prove rather handy. It does the job of a personal loan, unsecured loan, personal unsecured loan - call it what you will. But it does it quickly and with the minimum of fuss.
I would just like to say how excellent PaydayUK is. The customer service is outstanding and they always keep you updated and inform you of deferral options on your personal loan. I'm so pleased I found this company and I remain a valued happy customer!
E Crane, Customer
Fast, pain-free and transparent
A PaydayUK payday loan is designed to top up your bank account until payday comes, allowing you to deal with those unexpected expenses or sudden cashflow issues that can hit even the most financially cautious amongst us.
When you’re shopping around for an unsecured personal loan you will be offered a bewildering array of different interest rates and loan periods. With a payday loan from PaydayUK it’s much more straightforward - it costs £14.50 for every £50 you borrow and you repay the whole amount on your next payday – No extra fees or charges.
You just apply online or by calling freephone 0800 280 25002 and you’ll get a decision on your PaydayUK payday loan in just one minute. As the loan is unsecured and because PaydayUK is a responsible lender, it runs a quick credit check against you, but that only takes a few seconds. And once you’re approved the money can be in your account by midnight†.
PaydayUK deposits payday loans 7 days a week including weekends.
Rebuild your credit rating
Getting any kind of unsecured loan can be tricky if you don’t have a good credit record. But PaydayUK will still consider you, assessing your application based on your recent circumstances. And if your application is successful, it could help you build your credit rating, as each time you pay off a PaydayUK payday loan that’s reported to a Credit Reference Agency.
However, if you do not repay your loan and fail to contact PaydayUK, this will also be reported to the credit referencing agency, which may have a negative impact on your credit rating.
Unsecured security
When you need the security of knowing you can lay your hands on a bit of cash, don’t let your mind get boggled by personal unsecured loan interest rate tables and ever-changing terms and conditions.
A payday loan from PaydayUK could well be all you need.
Facebook fans win prizes with PDUK
PaydayUK regularly runs competitions and games for our Facebook fans with great prizes.
Become a fan today...
What our customers say...
'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'
Read more feedback
PaydayUK have no hidden charges
We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!
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Managing your money
PaydayUK provides access to information to help you manage your money more effectively.
Let us explain in full[†] Check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds. For new customers, applications must be received by 1530 and completed by 1700. All loans are subject to final checks.
[§] Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to complete the application process.
