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Money in your bank today!

PaydayUK unsecured loans

Need cash in your bank today?

PaydayUK now has access to the Faster Payments Service, enabling you to
have your money in your bank today!

Let’s get personal

Personal loans, unsecured loans and personal unsecured loans. Which one do you choose? It doesn’t actually matter - because they’re all the same thing, just with a different name. They all allow you to borrow money without having to provide security, such as your home or car, against them.

Instead of demanding security, the loan provider decides whether or not to give you the loan by running a credit check and getting you to demonstrate that you can afford the monthly repayments.  Some lenders also make you provide information that can take lots of extra time. Which is all well and good, but sometimes you just need some cash and you need it in a hurry.  You’re not looking to take on a long term debt, you just want something to keep you going until payday.

And that’s where a payday loan from PaydayUK could prove rather handy. It does the job of a personal loan, unsecured loan, personal unsecured loan - call it what you will. But it does it quickly and with the minimum of fuss.

I would just like to say how excellent PaydayUK is. The customer service is outstanding and they always keep you updated and inform you of deferral options on your personal loan. I'm so pleased I found this company and I remain a valued happy customer!

E Crane, Customer

Fast, pain-free and transparent

A PaydayUK payday loan is designed to top up your bank account until payday comes, allowing you to deal with those unexpected expenses or sudden cashflow issues that can hit even the most financially cautious amongst us.

When you’re shopping around for an unsecured personal loan you will be offered a bewildering array of different interest rates and loan periods. With a payday loan from PaydayUK it’s much more straightforward - it costs £14.50 for every £50 you borrow and you repay the whole amount on your next payday – No extra fees or charges.

You just apply online or by calling freephone 0800 280 25002 and you’ll get a decision on your PaydayUK payday loan in just one minute. As the loan is unsecured and because PaydayUK is a responsible lender, it runs a quick credit check against you, but that only takes a few seconds. And once you’re approved the money can be in your account by midnight.

PaydayUK deposits payday loans 7 days a week including weekends.

Rebuild your credit rating

Getting any kind of unsecured loan can be tricky if you don’t have a good credit record. But PaydayUK will still consider you, assessing your application based on your recent circumstances. And if your application is successful, it could help you build your credit rating, as each time you pay off a PaydayUK payday loan that’s reported to a Credit Reference Agency.

However, if you do not repay your loan and fail to contact PaydayUK, this will also be reported to the credit referencing agency, which may have a negative impact on your credit rating.

Unsecured security

When you need the security of knowing you can lay your hands on a bit of cash, don’t let your mind get boggled by personal unsecured loan interest rate tables and ever-changing terms and conditions.

A payday loan from PaydayUK could well be all you need.

Apply in two minutes
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Customer feedback

What our customers say...

'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'

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PaydayUK has NO hidden charges

PaydayUK have no hidden charges

We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!

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Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

A PaydayUK payday loan is an alternative solution for a cash flow emergency.
Here are just a few examples to show you what we mean:

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
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³£275 borrowed for 22 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.