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Money in your bank today!

Short-term loans online

Need cash in your bank today?

PaydayUK has access to the Faster Payments Service, enabling you to
have your money in your bank today!

What is a short-term loan?

A short-term loan is a loan that is set up for a short period of time and allows the borrower to finance a sum of money and repay the debt quickly.

Benefits of a short-term loan

A short-term loan allows the borrower to purchase immediately an item that he/she may not have enough cash saved up to purchase at that time.

Type of short-term loan

A payday loan is a type of short-term loan and is a quick and easy solution to short-term money problems, designed to bridge the gap between pay dates.

There are all sorts of reasons why you may be in need of some urgent cash and a short-term loan. Is your boiler on the blink? Shower running cold? Or has the vacuum cleaner just packed up?

Whatever the reason may be, a payday loan is a quick and easy solution. If you want a short-term loan just to help out before payday, instead of a loan to take on for the next year or so, then a payday loan from PaydayUK is perfect for you.

Short-term loan from PaydayUK

PaydayUK can offer you a short-term loan to help out with any short-term emergency cash crisis. We can offer you £100 to £750 and the repayment on the short-term loan isn't required until your next pay date.

The application process is fast and simple, taking a couple of minutes to give you your approval amount, and the money can be in to your account by midnight on the day you apply - making a perfect solution for when you need the short-term loan in, well, a short period of time.

Charges are crystal clear

PaydayUK charge £14.50 per £50 borrowed - it's totally transparent!

We have no additional fees or upfront charges. Our Representative APR is 1737%, and yes this seems high, and yes it would be, if you were to take the loan out for a year or two! But here at PaydayUK we wouldn't let you do that.

Our short-term loans are designed to be just that - short-term. You borrow the funds you need and pay them back on your next pay date. When payday comes we automatically take the repayment from your debit card, so it's completely hassle-free.

All you need to do is apply online using our quick online application form or by calling our freephone number on 0800 280 25002.

Apply in two minutes
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Customer feedback

What our customers say...

'9/10 existing customers think MEM payday loans are a convenient way to obtain cash quickly.'

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PaydayUK has NO hidden charges

PaydayUK have no hidden charges

We charge £14.50 per £50 borrowed and have no hidden charges and no fees. We keep it simple!

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Let us help you manage your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

A PaydayUK payday loan is an alternative solution for a cash flow emergency.
Here are just a few examples to show you what we mean:

Alternative Lender of the Year 2012 Finalist

Apply by phone

Please quote PDUK when you apply by phone.

0800 280 2500²

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
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³£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.