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When is your next payday?

You will only be charged interest up until your next payday when your loan is due to be repaid

Borrow: + days x interest per day = total to repay

Repayment Summary

Please ensure you can afford each of the repayments before applying

Amount borrowed: £
Length of borrowing: Time
First repayment date: Date
Each instalment amount: £
Total repayable: £

*Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Representative Example: £300 borrowed for 3 months. Annual interest rate of 292% (fixed). Total amount repayable is £490.17 in 3 monthly instalments of £163.39. Representative 1190% APR.

Warning: Late repayment can cause you serious money problems. For help, go to

How it works – 3 simple steps

  • Apply for payday loan

    Select how much you want to borrow and how long for. You can apply for your payday loan either online or by telephone1 Customers must be 18+. Terms and Conditions Apply3

  • Get a decision

    The information you provide will be used to make a lending decision. All payday loans are subject to credit and affordability assessments

  • Money deposited

    If approved your payday loan will be finalised and deposited to you, subject to final checks


Flexible payday loans

Simply select how much you want to borrow and for how long. We don’t charge any admin or set-up fees for our payday loans, and you could borrow from £100 to £20003, repayable over 1 to 12 instalments. Please note that borrowing for longer can be more expensive.

Responsible payday loans

At PaydayUK are committed to responsible lending. This means that we offer payday loans focused on the borrowing needs of our customers, and treat them in a helpful and courteous manner. We always assess whether a customer can afford to take out any payday loans, and are able to repay them.

Not only are we regulated by the Financial Conduct Authority (FCA), but we’re also members of the Consumer Finance Association (CFA), which means that our services comply with responsible lending guidelines.

Applying for a payday loan

To apply for a payday loan you need:

  • To be over 18 years old
  • To be in employment, receiving a pension or disability benefit/living allowance and receiving more than £417 after tax per month.
  • To have a bank account with a valid debit card
  • To have a valid email address and phone number
  • To meet our credit criteria and affordability assessment.

Think carefully before applying for a payday loan.

Payday loans should not be used as a long term financial solution

PaydayUK are members of