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Check Your Chances of Being Approved in Just a Few Minutes

What loan would you like?

Check the eligibility criteria of our industry leading panel of lenders with rates between 9.3% APR and 1294% APR. We will find you the best loan for your personal circumstances from our panel. Details of loan repayments and terms will clearly be displayed before you make any decision to accept an offer.

Representative APR 91%.

This is completely free to use and we don’t credit check. We use the details you provide at application to soft search lenders approval criteria for your loan. If you accept the loan you are offered, your lender will search credit reference agencies, but only with your approval.

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256-bit Encryption

No Credit Footprint

Instant Decision

Fast Payout

What's the reason for your loan?

Please choose the option that is most suitable

Type of Loan

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Tell us a little about yourself

We use these details to confirm that it is you making the application.

Over 18's only.

Your data is safe and secure.

Where do you live?

You need to have a permanent address to be approved for a loan.

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About your home

We need to know a little more.

Your data is safe and secure.

What is your employment status?

We can help most people, but being employed helps.

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Tell us about your job

We use these details to decide if you can pay the loan back.

We will never contact your employer.

Must be within 60 days.

 

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Tell us about your income

We use these details to decide how easily you can pay the loan back.

 

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How are you paid?

How will you receive the money to pay back a loan

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Tell us about your monthly financial outgoings

We use these details to decide how quickly you can pay the loan back.

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Finally, where can the loan be paid?

You need a verifiable UK bank account.

This is only used to deposit your loan.

Data protection statement

By submitting your application, you are confirming that you agree with our Terms & Conditions and that you have read our Privacy Policy. You also confirm that the details you have provided are accurate as they will be shared with our panel of lenders and brokers for the purpose of performing a soft credit search that will not affect your credit rating. It is important for you to understand that Flux Funding Limited and its partners may need to contact you as an essential part of your application.

Flux Funding Limited and our partners will stay in touch with you using the details provided to inform you of additional loans and related financial products as and when they become available. If you would rather we didn’t please untick below. You can opt out at anytime. We do this to deliver the best opportunity of finding the product or service you have asked us about.

Licenced by the FCA & Information Commissioners Office

FREE* 14 DAY TRIAL FOR ALL LOAN APPLICATIONS.

Please tick the box if you want to view your credit report & score FREE for 14 days. This will not affect your loan application.

*UKCreditRatings offer a 14-day trial to their credit report service. If you choose not to cancel within the trial period, you will incur the monthly subscription of £19.95 until you cancel the account.

Your data is safe and secure. Information Commissioners Office (Reg: ZA445740).

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Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333.

†Payday UK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.
*Subject to lenders requirements and approval. Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
^The average number of daily loan quotes processed by Flux Funding Limited between 1st July and 30th September 2019.

Payday UK does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website.