Loan eligibility score with no credit check†

Applying does not affect your credit score †

Fully Secure and confidential

We find an average of 2300 loans every day**

Your quote will be for:

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What will you be using your loan for?
Your details
Your home details

Your employment details
Your monthly outgoings

We need to know your outgoings so that we can check that you will have enough additional income to pay back the loan.

Finally, where can the loan be paid?

We only ask for this information to verify that you have a bank account so that the loan can be paid to you. We cannot use this information to take payments from you.

By submitting your application, you are confirming that you agree with our Terms & Conditions and that you have read our Privacy Policy. You also confirm that the details you have provided are accurate as they will be shared with our panel of lenders and brokers for the purpose of performing a soft credit search that will not affect your credit rating. It is important for you to understand that New Horizons Finance Ltd and its partners may need to contact you as an essential part of your application.

New Horizons and our partners will stay in touch with you using the details provided to inform you of additional loans and related financial products as and when they become available. If you would rather we didn’t please untick below. You can opt out at anytime. We do this to deliver the best opportunity of finding the product or service you have asked us about.

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Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333.

†Payday UK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search.
*Subject to lenders requirements and approval. Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. **Based on the average number of applications in February 2020.
^The average number of daily loan quotes processed by Flux Funding Limited between 1st July and 30th September 2019.

Payday UK does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website.