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Select how much you want to borrow and how long for. You can apply for your payday loan either online or by telephone1 Customers must be 18+. Terms and Conditions Apply3
The information you provide will be used to make a lending decision. All payday loans are subject to credit and affordability assessments
If approved your payday loan will be finalised and deposited to you, subject to final checks
Simply select how much you want to borrow and for how long. We don’t charge any admin or set-up fees for our payday loans, and you could borrow from £100 to £20003, repayable over 1 to 12 instalments. Please note that borrowing for longer can be more expensive.
At PaydayUK are committed to responsible lending. This means that we offer payday loans focused on the borrowing needs of our customers, and treat them in a helpful and courteous manner. We always assess whether a customer can afford to take out any payday loans, and are able to repay them.
Not only are we regulated by the Financial Conduct Authority (FCA), but we’re also members of the Consumer Finance Association (CFA), which means that our services comply with responsible lending guidelines.
To apply for a payday loan you need to be over 18 years old, be in permanent employment, receiving a pension or disability benefit/living allowance and receiving more than £417 after tax per month. We require you to have a bank account with a valid debit card and you must meet our credit criteria and affordability assessment.
Think carefully before applying for a payday loan.
Payday loans should not be used as a long term financial solution