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About PaydayUK

PaydayUK is a trading name of MEM Consumer Finance Ltd and is one of the UK's market leaders in online payday loans.

MEM Consumer Finance Ltd is authorised and regulated by the Financial Conduct Authority.

PaydayUK's payday loans range from £100 to £1000 and are taken out from the date of application to your payday. If your pay date is within seven days, then the repayment of your payday loan will not be due until your following months pay date. A payday loan helps people to get through a cash crisis without paying overdraft fees or bouncing cheques - the charges for which could be considerably more expensive for the customer than payday loan fees.

Unlike other payday lenders our loans have no hidden fees or charges, just a fixed charge of £29.95 per £100 borrowed.

The loan process is simple

You can apply online or by telephone. The application takes a few minutes from start to finish. Quick loan approval is given to all customers who meet the qualifying criteria and the loan can be deposited within the hour

A clear benefit of a payday loan comes from our understanding that our customers lead busy lives. So when you make a loan application, you will not need to leave your desk, visit your bank, make appointments, or wait weeks for your cash!

Take out a payday loan with no hidden fees today

Company Registration Details

MEM Consumer Finance Ltd is licensed under the Consumer Credit Act and registered under the Data Protection Act.

  • Registered Company Number: 04786727
  • Registered Office: 6th Floor, 77 Gracechurch Street, London EC3V 0AS
  • Consumer Credit Licence: 539935
  • Data Protection Number: Z9398621
  • VAT Number: GB896 1022 16

[†] Deposit times run hourly from 0900-1700 and again at 2100. Weekends run at 1700. All loans subject to affordability checks and our not needing to request additional documentation from you.

[3] Unpaid loans may attract a default fee and additional interest.

Payday loans from PaydayUK are a great short term cash solution. Below are other websites from within our group:

Warning: Late repayment can cause you serious money problems. For help, go to money advice

Representative Example: ³£275 borrowed for 28 days. Annual interest rate of 359.40% (fixed). Total amount repayable by one repayment is £357.36. 3361% APR Representative.

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
Account Login

Apply by phone

Please quote PDUK when you apply by phone.)

0800 280 25002

Short term loans should only be used for short term financial needs and are not appropriate for longer term borrowing or if you're in financial difficulty


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