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By submitting your application, you are agreeing with our Terms and Conditions and confirming that you have read our Privacy Policy. You understand that the information you have provided will be shared with our panel of lenders and brokers, this will involve a soft search being carried out against you. It will NOT affect your credit history and will only be visible to you.

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Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

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Instant quote with a soft credit check and no fees.

Small loans can be sent the same day. 5:44pm today.*

Over 7500 no obligation quotes processed every single day!^

Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply introduce you to a FREE loan brokering service operated by Flux Funding. PaydayUK does not charge customers a fee for using its services, we may receive a commission from Flux Funding.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

*PaydayUK does not perform credit checks. When applying for a loan quote with Flux Funding, lenders will only perform a soft credit search. If you accept the quote they may perform a hard credit search.

^Between 7/11/21 and 15/11/21 Flux Funding processed an average 7510 customer loan applications per day.