Compare Payday Loans Online.

£50 to £5,000 paid out by 2:17am *

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Instant quote with no credit check and no fees.

Small loans can be sent by 2:17am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

How to Compare Payday Loans

At Payday UK, we compare loans products from our great panel of payday loan lenders to find you the best deal.

In recent years payday loans have become increasingly popular. There are several reasons for this. The industry is now properly regulated, which is helping current reputable lenders to shake off the bad reputation of some cowboy loan companies from the infancy of online payday loans.

This means people have more confidence in the security and professionalism of the lenders. Your data is also protected and we will never charge you ANY fees. Our aim is to find you the best possible deal from our panel of UK lenders in a quick but responsible way.

We've helped out
thousands of people...

£400 for Louis in Folkestone
£200 for Natalie in Lincolnshire
£300 for Hanif in Birmingham
£500 for Chanelle in Bradford
£50 for Neil in York
£300 for Mark in Guildford
£200 for Michael in London
£200 for Bartosz in Yeovil
£2000 for Mohammed in Smethwick
£300 for Anish in Essex
£200 for Carly in Manchester
£1000 for Rashid in Manchester
£500 for Anna in Launceston
£200 for Vincent in Southport
£1500 for Samuel in Harrogate
£200 for Jane in Culross
£300 for Judy in Islington
£1000 for Martin in Lincolnshire
£250 for Louisa in Croydon
£300 for Michael in Stirlingshire
£600 for Elizabeth in Lockerbie
£400 for Jessica in Huddersfield
£100 for Harley in Folkestone
£400 for Anthony in London
£350 for Danielle in Bradford
£300 for Glen in Dereham
£1500 for Mary in Motherwell
£1000 for George in Bromley
£500 for Stuart in Worthing

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Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Compare the UK’s Best Payday Loans

Comparing payday loans can be very time consuming, sit back while we do the work for you.

The increased popularity has led to an increasing number of lenders offering this type of short term loan, although some of them avoid calling their products payday loans. This is good news for consumers, as increased competition between lenders leads to better deals to attract new customers.

Since the FCA (The Financial Conduct Authority) started regulating payday lenders, they have capped the amount of interest that can be charged at 0.8% interest per day. This gives you the confidence that you know the maximum amount that you will ever be charged for your payday loan.

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

The answer to this question is dependent on your circumstances. The answer could also vary from month to month, depending on what is being offered by different lenders. Payday UK compare payday loans from a range of lenders. We then provide you with the best one for your situation. Our system compares payday loans automatically, doing all of the legwork for you, and giving you peace of mind.

The cheapest payday lender for one person might not be the most affordable lender for another person. This is because many of the companies specialise in certain types of loan. Some will be cheaper for small loans. Others will be cheaper when providing loans for people with bad credit. This is one of the reasons Payday UK compares loans from our market-leading panel of lenders when processing your application. This ensures you always get the best deal currently available for your situation.

Yes and no. The loans from our panel ofdirect lenders will be compared when you apply through Payday UK. However, lenders will perform a soft credit check in order to test your eligibility for different lenders. A soft credit check does not harm your credit score in any way. A full check is only performed if you accept a loan offer, but you’ll know beforehand that you already meet the criteria.

A direct lender is limited in what they can offer you, which increases the likelihood your loan will either be denied or simply won’t be the best one for you. A direct lender only has one product to offer you. When you use a broker, such as Payday UK, the loans of many direct lenders are all compared to your circumstances to provide you with access to the payday loan with the lowest interest rates.

No. While all payday loans share specific characteristics, such as typically being for a smaller amount and over a shorter term, there are a variety of differences between payday loans. This is because of the wide range of applicants. Some are designed to be better for people with bad credit. Others are designed to be paid back in a very short timeframe. However, all payday loans provide you with the quickest access to the extra funds you need.