Student Payday Loans
At Payday UK, we help students access the payday loans that they need, when they need them most.
At Payday UK, we help students access the payday loans that they need, when they need them most.
Being a student is notoriously tricky. Studies often mean the student can only work part-time, if at all. This leaves them trying to survive and pay for the materials for their course on what usually amounts to a minimal budget.
Getting access to credit, if you are not working full time, can be tricky. That is why we have partnered with a panel of lenders who specialise in providing credit to those who may not be able to get a loan from their bank.
Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.
Check EligibilityWe know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.
Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.
Once you have your offer from the lender, you can review the offer and get your cash.
Your money can often be paid into your account within just 10 minutes.*
Most students are more than a student. Some will have part-time jobs, some will be self-employed around their studies, others might study full time, but they will all have a credit report. There are too many variables between different people to make a blanket statement about their eligibility. Our panel of lenders is made up of a variety of specialists that can help people that don’t fit a standardised image of an ideal applicant.
The only way to be sure if you are eligible for a payday loan for students is to apply. You’ll receive an instant decision, and the soft credit check lenders perform doesn’t harm your credit score or damage your chances of borrowing money in the future.
Yes. Loans are available for people that only work part-time. More than your employment status will go into meeting the eligibility criteria of different lenders. You can complete our straightforward online application to see if you’re eligible for a payday loan for students. It won’t harm your credit score, and if you’re eligible, we’ll show you the best loan offer available to you at the current time.
If you accept a loan offer the money is transferred to your bank account virtually instantly. Most applicants receive their funds within 10 minutes*. Your bank’s systems can vary the time a little, but typically even the slowest banks process the transfer within 10 minutes*.
A payday loan is one of the quickest ways to access some extra money. Everything about the process is designed to make it as simple, fast, and secure as possible. The whole application process can be completed on your smartphone, tablet or computer. There is no physical paperwork or appointments to slow it down. Once you’ve applied, you’ll receive an immediate decision about your eligibility. If you’re eligible and accept the loan offer, the money will be transferred virtually immediately to your bank account. Most customers receive their loans within a matter of minutes.
No. When you apply for a payday loan for students, lenders only initially perform a soft credit check. This won’t damage your credit score. If you accept a loan offer, the direct lender is required by the FCA (The Financial Conduct Authority) to perform a full credit check before releasing any funds. All lenders must be registered with the FCA, so if a company is saying they can grant you a loan without a credit check, they are either not a genuine company or are misleading you.
These guides will help you find out more about the different types of loan and lenders available.