Payday Loans for Students.

£50 to £5,000 loans available today

How much do you need?


Online Loans
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Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Student Payday Loans

At Payday UK, we help students access the payday loans that they need, when they need them most.

Being a student is notoriously tricky. Studies often mean the student can only work part-time, if at all. This leaves them trying to survive and pay for the materials for their course on what usually amounts to a minimal budget.

Getting access to credit, if you are not working full time, can be tricky. That is why we have partnered with a broker who’s panel of lenders specialise in providing credit to those who may not be able to get a loan from their bank.

We've helped out
thousands of people...

£1500 for Mary in Motherwell
£350 for Danielle in Bradford
£100 for Harley in Folkestone
£300 for Hanif in Birmingham
£200 for Vincent in Southport
£50 for Neil in York
£1000 for Rashid in Manchester
£300 for Judy in Islington
£200 for Carly in Manchester
£1000 for George in Bromley
£500 for Anna in Launceston
£2000 for Mohammed in Smethwick
£400 for Louis in Folkestone
£200 for Bartosz in Yeovil
£1000 for Martin in Lincolnshire
£500 for Chanelle in Bradford
£400 for Anthony in London
£300 for Michael in Stirlingshire
£300 for Anish in Essex
£600 for Elizabeth in Lockerbie
£200 for Natalie in Lincolnshire
£300 for Glen in Dereham
£1500 for Samuel in Harrogate
£200 for Michael in London
£400 for Jessica in Huddersfield
£300 for Mark in Guildford
£500 for Stuart in Worthing
£250 for Louisa in Croydon
£200 for Jane in Culross

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How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Most students are more than a student. Some will have part-time jobs, some will be self-employed around their studies, others might study full time, but they will all have a credit report. There are too many variables between different people to make a blanket statement about their eligibility. Our panel of lenders is made up of a variety of specialists that can help people that don’t fit a standardised image of an ideal applicant.

The only way to be sure if you are eligible for a payday loan for students is to apply. You’ll receive an instant decision, and the soft credit check lenders perform doesn’t harm your credit score or damage your chances of borrowing money in the future.

Yes. Loans are available for people that only work part-time. More than your employment status will go into meeting the eligibility criteria of different lenders. You can complete our brokers straightforward online application to see if you’re eligible for a payday loan for students. It won’t harm your credit score, and if you’re eligible, we’ll show you the best loan offer available to you at the current time.

If you accept a loan offer the money is transferred to your bank account virtually instantly. Most applicants receive their funds on the same day.

A payday loan is one of the quickest ways to access some extra money. Everything about the process is designed to make it as simple, fast, and secure as possible. The whole application process can be completed on your smartphone, tablet or computer. There is no physical paperwork or appointments to slow it down. Once you’ve applied, you’ll receive an immediate decision about your eligibility. If you’re eligible and accept the loan offer, the money will be transferred virtually immediately to your bank account. Most customers receive their loan quickly.

No. When you apply for a payday loan for students, lenders only initially perform a soft credit check. This won’t damage your credit score. If you accept a loan offer, the direct lender is required by the FCA (The Financial Conduct Authority) to perform a full credit check before releasing any funds. All lenders must be registered with the FCA, so if a company is saying they can grant you a loan without a credit check, they are either not a genuine company or are misleading you.