Payday Loans for Students.

£50 to £5,000 paid out by 1:28am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 1:28am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Student Payday Loans

At Payday UK, we help students access the payday loans that they need, when they need them most.

Being a student is notoriously tricky. Studies often mean the student can only work part-time, if at all. This leaves them trying to survive and pay for the materials for their course on what usually amounts to a minimal budget.

Getting access to credit, if you are not working full time, can be tricky. That is why we have partnered with a panel of lenders who specialise in providing credit to those who may not be able to get a loan from their bank.

We've helped out
thousands of people...

£600 for Elizabeth in Lockerbie
£500 for Chanelle in Bradford
£200 for Jane in Culross
£2000 for Mohammed in Smethwick
£100 for Harley in Folkestone
£400 for Louis in Folkestone
£1000 for Martin in Lincolnshire
£500 for Anna in Launceston
£200 for Michael in London
£200 for Bartosz in Yeovil
£200 for Carly in Manchester
£300 for Mark in Guildford
£400 for Anthony in London
£1500 for Samuel in Harrogate
£1000 for George in Bromley
£200 for Natalie in Lincolnshire
£200 for Vincent in Southport
£400 for Jessica in Huddersfield
£50 for Neil in York
£300 for Glen in Dereham
£300 for Anish in Essex
£250 for Louisa in Croydon
£500 for Stuart in Worthing
£350 for Danielle in Bradford
£1500 for Mary in Motherwell
£300 for Michael in Stirlingshire
£300 for Judy in Islington
£300 for Hanif in Birmingham
£1000 for Rashid in Manchester

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Most students are more than a student. Some will have part-time jobs, some will be self-employed around their studies, others might study full time, but they will all have a credit report. There are too many variables between different people to make a blanket statement about their eligibility. Our panel of lenders is made up of a variety of specialists that can help people that don’t fit a standardised image of an ideal applicant.

The only way to be sure if you are eligible for a payday loan for students is to apply. You’ll receive an instant decision, and the soft credit check lenders perform doesn’t harm your credit score or damage your chances of borrowing money in the future.

Yes. Loans are available for people that only work part-time. More than your employment status will go into meeting the eligibility criteria of different lenders. You can complete our straightforward online application to see if you’re eligible for a payday loan for students. It won’t harm your credit score, and if you’re eligible, we’ll show you the best loan offer available to you at the current time.

If you accept a loan offer the money is transferred to your bank account virtually instantly. Most applicants receive their funds within 10 minutes*. Your bank’s systems can vary the time a little, but typically even the slowest banks process the transfer within 10 minutes*.

A payday loan is one of the quickest ways to access some extra money. Everything about the process is designed to make it as simple, fast, and secure as possible. The whole application process can be completed on your smartphone, tablet or computer. There is no physical paperwork or appointments to slow it down. Once you’ve applied, you’ll receive an immediate decision about your eligibility. If you’re eligible and accept the loan offer, the money will be transferred virtually immediately to your bank account. Most customers receive their loans within a matter of minutes.

No. When you apply for a payday loan for students, lenders only initially perform a soft credit check. This won’t damage your credit score. If you accept a loan offer, the direct lender is required by the FCA (The Financial Conduct Authority) to perform a full credit check before releasing any funds. All lenders must be registered with the FCA, so if a company is saying they can grant you a loan without a credit check, they are either not a genuine company or are misleading you.