Short Term Cash Advance Loans.

£50 to £5,000 paid out by *

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Instant quote with no credit check and no fees.

Small loans can be sent by 5:22am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.

We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to

Short Term Cash Advance

At Payday UK, we understand that sometimes you need a quick advance on your wages. We work with lenders who provide short term cash advance loans up to £5,000.

Cash advance loans were originally the same as a wages sub, where you would get a cash advance on your wages when money was tight, and them the employer would deduct the amount directly from your wages. Payday loans are a natural evolution of this type of lending, except it provides you quick access to the funds in most cases.

If you find yourself short between paydays but have bills that must be paid, then a short-term cash advance loan could provide you with a lifeline to help you through. Our quick application process means that you will get an instant decision and we will find the best deal from our lender partners.

We've helped out
thousands of people...

£250 for Louisa in Croydon
£200 for Jane in Culross
£200 for Michael in London
£200 for Bartosz in Yeovil
£600 for Elizabeth in Lockerbie
£100 for Harley in Folkestone
£300 for Michael in Stirlingshire
£500 for Stuart in Worthing
£200 for Natalie in Lincolnshire
£300 for Anish in Essex
£300 for Judy in Islington
£300 for Hanif in Birmingham
£200 for Vincent in Southport
£1000 for Rashid in Manchester
£1000 for George in Bromley
£2000 for Mohammed in Smethwick
£1500 for Mary in Motherwell
£400 for Jessica in Huddersfield
£300 for Mark in Guildford
£500 for Chanelle in Bradford
£1500 for Samuel in Harrogate
£400 for Louis in Folkestone
£500 for Anna in Launceston
£300 for Glen in Dereham
£50 for Neil in York
£200 for Carly in Manchester
£350 for Danielle in Bradford
£400 for Anthony in London
£1000 for Martin in Lincolnshire

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How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Yes. Payday loans can be the ideal solution when you need access to cash quickly in an emergency. Maybe your boiler has broken down, or your car needs an expensive repair, or your pet became sick, and you have a vet bill you weren’t expecting, we can help.
The nature of payday loans makes them the easiest way to access money quickly. The straightforward application process can be completed on your smartphone, tablet, or computer, and there is no need to fill out any paperwork or have any meetings.

When you apply for a short-term cash advance loan through Payday UK, you can select the amount and repayment period that best suits you. We have built as much flexibility into our system as we can. You can choose to repay your short-term cash advance loan over a period ranging from 3 months to 36 months, depending on the amount you borrow and your circumstances.
People borrowing smaller sums of money usually choose a shorter repayment period, while those borrowing more significant amounts of money typically choose a lengthier repayment period to make the repayments more manageable.

You can use your cash advance loan for anything you like. However, most people that apply for a payday loan do so because they find themselves in a sticky situation. If you’re faced with an unexpected expense and need a little extra cash to keep your head above water, then this type of loan could be perfect for you.

You can apply to borrow any amount from £50 to £5000. When you combine the flexibility of the amount with the full range of repayment options, you can understand how easy it is to tailor a loan to your requirements.

Yes. Most applicants that apply through Payday UK have their money in their bank account in a matter of minutes. Even a complicated application for a considerable amount can usually be completed relatively quickly. We quote an average time of 10 minutes* to receive your funds, but most people that use our service receive their money quicker than this. We use this time to be on the safe side and allow for slower banks and very complex applications.