Same Day Cash Loans.

£50 to £5,000 loans available today

How much do you need?

Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.

Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.

Loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Late repayment can cause you serious money problems. For help, go to

Same Day Cash Loans

Payday UK’s broker partner works with a range of lenders who can pay out your cash loan today.

Cash loans paid the same day are no longer the quickest way to get your hands on extra cash. Lenders can get money into your bank in a matter of minutes, which gives you the flexibility of either using your debit card or withdrawing cash.

Our brokers panel of direct lenders and ourselves have worked hard to make applying, receiving, and repaying your loan as quick, efficient, and easy as possible. Everything can be completed online, and most applicants receive their money the same day.

We've helped out
thousands of people...

£100 for Harley in Folkestone
£200 for Vincent in Southport
£300 for Anish in Essex
£350 for Danielle in Bradford
£300 for Michael in Stirlingshire
£250 for Louisa in Croydon
£400 for Anthony in London
£500 for Anna in Launceston
£300 for Hanif in Birmingham
£2000 for Mohammed in Smethwick
£400 for Jessica in Huddersfield
£300 for Judy in Islington
£1000 for Rashid in Manchester
£600 for Elizabeth in Lockerbie
£1000 for Martin in Lincolnshire
£400 for Louis in Folkestone
£200 for Natalie in Lincolnshire
£300 for Mark in Guildford
£1500 for Samuel in Harrogate
£200 for Jane in Culross
£1000 for George in Bromley
£50 for Neil in York
£200 for Bartosz in Yeovil
£200 for Carly in Manchester
£200 for Michael in London
£500 for Chanelle in Bradford
£1500 for Mary in Motherwell
£500 for Stuart in Worthing
£300 for Glen in Dereham

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How much do you need?

Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

The quickest way to get a fast cash loan is to apply using Payday UK’s broker. We can provide access to cash loans that are paid the same day, quite often in a matter of only minutes. You will receive an instant decision when you apply.

Yes. Most payday loan lenders will provide you with the cash in your bank in a matter of minutes, even if you have bad credit. If, like many applicants with Payday UK, you’re eligible to receive a cash loan paid into your bank account on the same day, the money will be transferred virtually instantly after you have accepted the loan offer.

Our broker works with lenders who offer a wide range of repayment periods to suit your needs. You can repay your loan over any period from 3 to 36 months. Shorter repayment periods are typically selected by people that are borrowing lower amounts of money. People applying for larger payday loans will usually choose a lengthier repayment period to make paying the money back more manageable. We try to offer as much flexibility as we can to make the loans accessible to the broadest audience.

A payday loan is a good idea if it suits the situation you find yourself in. If you find yourself with an unexpected bill that needs paying immediately but don’t have the cash available to cover all your expenses, then an emergency payday loan can offer an ideal short-term solution to your problem.

Payday loans are used sensibly by tens of thousands of people in the UK every week. However, if you need a long-term financial solution, then a payday loan isn’t the best option. There are free debt advice services in the UK you can contact. They help people who are struggling to make ends meet.

A cash loan is a loan that gives you access to extra cash in the shortest possible time. While historically, these types of loans might have been paid to you in cash, technology means this is no longer the safest or fastest way to operate. Newer payday loan companies will transfer the money into your account in a shorter time than someone could physically bring you cash. The online application process is also straightforward, with no extra paperwork, so you’ll receive your funds in the shortest possible time.