Same Day Cash Loans.

£50 to £5,000 paid out by 5:48am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 5:48am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Same Day Cash Loans

At Payday UK, we work with a range of lenders who can pay out your cash loan today.

Cash loans paid the same day are no longer the quickest way to get your hands on extra cash. Lenders can get money into your bank in a matter of minutes, which gives you the flexibility of either using your debit card or withdrawing cash.

Our panel of direct lenders and ourselves have worked hard to make applying, receiving, and repaying your loan as quick, efficient, and easy as possible. Everything can be completed online, and most applicants receive their money within 10 minutes*.

We've helped out
thousands of people...

£500 for Anna in Launceston
£200 for Carly in Manchester
£500 for Stuart in Worthing
£200 for Michael in London
£300 for Hanif in Birmingham
£200 for Vincent in Southport
£1000 for Martin in Lincolnshire
£500 for Chanelle in Bradford
£100 for Harley in Folkestone
£250 for Louisa in Croydon
£200 for Bartosz in Yeovil
£300 for Anish in Essex
£1000 for Rashid in Manchester
£2000 for Mohammed in Smethwick
£1000 for George in Bromley
£400 for Anthony in London
£200 for Natalie in Lincolnshire
£300 for Glen in Dereham
£1500 for Samuel in Harrogate
£600 for Elizabeth in Lockerbie
£300 for Mark in Guildford
£400 for Jessica in Huddersfield
£300 for Michael in Stirlingshire
£300 for Judy in Islington
£200 for Jane in Culross
£50 for Neil in York
£400 for Louis in Folkestone
£1500 for Mary in Motherwell
£350 for Danielle in Bradford

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

The quickest way to get a fast cash loan is to apply using Payday UK. We can provide access to cash loans that are paid the same day, quite often in a matter of only minutes. You will receive an instant decision when you apply.

Yes. Most payday loan lenders will provide you with the cash in your bank in a matter of minutes, even if you have bad credit. If, like 95% of all applicants with Payday UK, you’re eligible to receive a cash loan paid into your bank account on the same day, the money will be transferred virtually instantly after you have accepted the loan offer.

We work with lenders who offer a wide range of repayment periods to suit your needs. You can repay your loan over any period from 3 to 36 months. Shorter repayment periods are typically selected by people that are borrowing lower amounts of money. People applying for larger payday loans will usually choose a lengthier repayment period to make paying the money back more manageable. We try to offer as much flexibility as we can to make the loans accessible to the broadest audience.

A payday loan is a good idea if it suits the situation you find yourself in. If you find yourself with an unexpected bill that needs paying immediately but don’t have the cash available to cover all your expenses, then an emergency payday loan can offer an ideal short-term solution to your problem.

Payday loans are used sensibly by tens of thousands of people in the UK every week. However, if you need a long-term financial solution, then a payday loan isn’t the best option. There are free debt advice services in the UK you can contact. They help people who are struggling to make ends meet.

A cash loan is a loan that gives you access to extra cash in the shortest possible time. While historically, these types of loans might have been paid to you in cash, technology means this is no longer the safest or fastest way to operate. Newer payday loan companies will transfer the money into your account in a shorter time than someone could physically bring you cash. The online application process is also straightforward, with no extra paperwork, so you’ll receive your funds in the shortest possible time.