Bad Credit Same Day Loans
At Payday UK, we believe that even if you have a bad credit rating, you should be able to get access to same day loans.
Same Day Loans for Bad Credit.
£50 to £5,000 loans available today
How much do you need?
Online Loans
make sense
Instant quote with a soft credit check and no fees.
Small loans can be sent the same day.
Over 7500 no obligation quotes processed every single day!^
Even people that carefully plan their household budget can suddenly find themselves in need of some extra money. We understand the disruption an unexpected bill can cause, and that they are through no fault of your own. You could suddenly be faced with a hefty repair bill for your car or home, or a family emergency that needs resolving immediately.
After you’ve submitted the quick and user-friendly application, Payday UK’s broker partner will give you an instant decision on whether you meet the criteria for their lenders. We will show you a loan offer for the best value loan available for your circumstances.
We've helped out
thousands of people...
£500 for Chanelle in Bradford
£200 for Jane in Culross
£300 for Mark in Guildford
£2000 for Mohammed in Smethwick
£350 for Danielle in Bradford
£300 for Glen in Dereham
£400 for Jessica in Huddersfield
£600 for Elizabeth in Lockerbie
£250 for Louisa in Croydon
£50 for Neil in York
£200 for Carly in Manchester
£300 for Michael in Stirlingshire
£300 for Judy in Islington
£400 for Anthony in London
£1500 for Samuel in Harrogate
£300 for Anish in Essex
£300 for Hanif in Birmingham
£1000 for George in Bromley
£1500 for Mary in Motherwell
£200 for Bartosz in Yeovil
£200 for Natalie in Lincolnshire
£500 for Anna in Launceston
£200 for Vincent in Southport
£500 for Stuart in Worthing
£400 for Louis in Folkestone
£1000 for Martin in Lincolnshire
£1000 for Rashid in Manchester
£100 for Harley in Folkestone
£200 for Michael in London
Will I be Approved?
The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.
Check EligibilityPowered by Flux Funding
How it Works
We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.
Apply Online
Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.
Check Your Offer
Once you have your offer from the lender, you can review the offer and get your cash.
Get Your Money
Once accepted, your money can often be paid into your account the same day.
More questions? We've got you covered
Our brokers panel consists of many specialist lenders that help borrowers with bad credit. Most people, even those with bad credit, have the money in their bank the same day. If your credit score is particularly low, or you want to borrow a higher amount over a longer-term, this can mean a direct lender might ask for additional information, such as proof of income or a guarantor, but all the information can be processed online. We’ve built a panel of lenders that flexible, so you’ll nearly always be able to agree to a loan that suits your requirements. Despite the variety of factors, we still manage to approve most bad credit payday loans.
We understand a poor credit score can be because of a genuine mistake or a one-off situation that has since been resolved. We don’t believe you should continue to be punished for these past mistakes and try our best to provide access to credit for the majority of people.
When you’re completing our brokers online application process, you can select any amount from £50 to £5000, with a repayment period ranging from 3 to 36-months. It’s designed this way to provide you with maximum flexibility and create a loan to suit your exact needs.
Payday loans are ideal for people with bad credit. They can provide you with some extra cash at a critical time. Using our brokers service increases your chances of being accepted.
Some loan companies will reduce the amount of interest charged to reflect the shorter period of the borrowing. However, you need to check the exact terms of your loan agreement to see exactly where you stand regarding early repayment.
Payday UK provides you with the best route to securing a suitable loan. Our broker has a high acceptance rate, and when you consider that we process over 7500 loan quotes per day^, you can understand it’s a very small number of people we can’t help. The only way to be sure you’re eligible is to complete the application and receive the instant decision.
Loan guides
These guides will help you find out more about the different types of loan and lenders available.
