PaydayUK take the protection of your data seriously and use many of the latest security features on our site. To ensure you get the full benefit of these its important you update your browser to the latest version. To discover if your browser is out of date and for guides on how to update it please visit this site.


Apply for £100 - £2,000³ today with PaydayUK

When is your next payday?

You will only be charged interest up until your next payday when your loan is due to be repaid

Borrow: + days x interest per day = total to repay

Repayment Summary

Please ensure you can afford each of the repayments before applying

Amount borrowed: £
Length of borrowing: Time
First repayment date: Date
Each instalment amount: £
Total repayable: £

*Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

1. Apply

  • Using the loan calculator select your required payday loan amount between £100 - £2,000³
  • Choose the number of instalments (1 to 12 instalments) you wish to repay your loan in
  • Ensure that the monthly repayment(s) and total amount payable are affordable for you
  • Once you have selected your loan amount and term click 'Apply Now'
  • Fill in the application form*

*You can also apply by calling us on 0330 024 1642¹

2. Get a decision

  • When you have submitted your application you will receive a decision
  • If approved, you will be shown up to five loan offers based upon your requested loan amount and affordability, please select the offer that best suits your financial circumstances
  • Ensure that the monthly repayment(s) and the total amount payable are affordable for you
  • Once you have selected your offer, please enter your debit card details and proceed to viewing your loan documents

3. Money deposited

  • Please read and consider your pre-contractual information. Please ensure you understand this information before proceeding to sign your loan agreement
  • Electronically sign your loan agreement
  • For new customers, applications must be received by 3:30PM and completed by 5PM for same day transfers. Deposit times run 4AM to Midnight, on the hour (everyday)2. All loans are subject to final checks 

What happens if I fail to repay my loan?

We understand that your personal and financial circumstances can change. If this is the case, you must let us know as soon as possible. You can contact us on 0330 024 1642¹ and we will do our best to help.

Please be aware that non repayment by you will result in us reporting this to the Credit Reference Agencies which may have a negative effect on your credit score.

If you are experiencing financial difficulty, please click here to find information on non-fee charging agencies that can provide independent advice.

Representative Example: £250 borrowed for 3 months. Annual interest rate of 292% (fixed). Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Representative 1192% APR.

Warning: Late repayment can cause you serious money problems. For help, go to

PaydayUK are members of