Easy Loans Online.

£50 to £5,000 paid out by *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 5:22am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.

We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Easy Payday Loans

At Payday UK, we make every step as simple as possible for you to apply for a loan. Our quick application form makes easy payday loans a reality

Most customers looking for an easy loan need the money quickly. Payday lenders are used to customers turning to them when they are faced with an unexpected expense and need access to the funds immediately to keep their heads above water. This makes an easy payday loan an ideal choice for people with a sudden short-term financial problem.

Whilst taking out any type of credit should not be done without careful consideration, we believe that lengthy forms and long telephone calls are not necessary. All of the lenders that we work with make it easy for you to apply and get a quick decision on your application.

We've helped out
thousands of people...

£500 for Chanelle in Bradford
£300 for Anish in Essex
£300 for Michael in Stirlingshire
£200 for Carly in Manchester
£300 for Glen in Dereham
£600 for Elizabeth in Lockerbie
£300 for Judy in Islington
£500 for Anna in Launceston
£500 for Stuart in Worthing
£200 for Natalie in Lincolnshire
£200 for Jane in Culross
£400 for Anthony in London
£1000 for Martin in Lincolnshire
£50 for Neil in York
£200 for Michael in London
£1000 for Rashid in Manchester
£2000 for Mohammed in Smethwick
£300 for Mark in Guildford
£200 for Vincent in Southport
£200 for Bartosz in Yeovil
£100 for Harley in Folkestone
£350 for Danielle in Bradford
£400 for Louis in Folkestone
£1500 for Mary in Motherwell
£1000 for George in Bromley
£1500 for Samuel in Harrogate
£400 for Jessica in Huddersfield
£250 for Louisa in Croydon
£300 for Hanif in Birmingham

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Applying for a payday loan using Payday UK couldn’t be easier. We’ve worked hard to ensure the application process is user-friendly and quick. You can also complete it from start to finish online using your computer, tablet or smartphone. This means there are no delays caused by paperwork or appointments that you might associate with traditional loans.

As soon as you have finished the application, you will receive an instant decision about your eligibility. If like 95% of all applicants, you are eligible, we will show you the best deal available for your circumstances.

Yes. Most applicants receive their money in a matter of minutes. We quote a time of 10 minutes* to be on the safe side. However, most payday loans for smaller amounts are in your bank in less time than this.

We’ve done everything we can to make the process as efficient as possible. Applying is as easy as we can make it. The transfer is made almost instantly when you accept a loan offer. Unfortunately, your bank’s systems are beyond our control, and some process the transfer quicker than others, but even the slowest banks are relatively quick.

Payday UK provide you with the best chance of success when applying for an easy loan with bad credit. Our lenders only perform a soft credit check when you apply for an easy payday loan, so you know applying with us won’t harm you your credit rating. Your situation is compared to the criteria of our lender panel, which include many that are specialists in providing loans to people with bad credit. This maximises your chance of being approved, even when you have a poor credit rating.

Payday loans are amongst the quickest and easiest type of loan to get. The whole process is safe and secure. Every party involved, us, the lenders, and your bank, all meet or exceed the required security standards when handling your data and money. All our direct lenders are regulated by the FCA (Financial Conduct Authority) and must follow their rules and regulations relating to transparency and ethical lending.

While most people already know that payday loans are the easiest type of loan to get, not all of them realise that smaller payday loans can be approved quicker than loans that are closer to maximum lending limits. We do all we can to make easy payday loans quick to access, regardless of the amount being borrowed.