Quick Cash
Whether you need a quick cash loan for a small amount, or a larger loan, Payday UK’s broker partner can find the right loan for you.
Online Loans
make sense
Instant quote with a soft credit check and no fees.
Small loans can be sent the same day.
Over 7500 no obligation quotes processed every single day!^
Accessing quick cash with no credit check from a reputable payday lender is not possible. However, you can apply and receive a loan offer with only a soft credit check being performed, which doesn’t affect your credit score. If you’re looking for a loan with no credit check, then it may be because you think your credit score means the loan will be denied.
Our brokers panel of lenders includes several that specialise in providing bad credit loans in the UK, so don’t be put off applying for the money you need because of your credit score. With loans for any purpose from £50 to £5,000, Payday UK can help you access the funds you need today.
We've helped out
thousands of people...
£1000 for George in Bromley
£350 for Danielle in Bradford
£100 for Harley in Folkestone
£200 for Vincent in Southport
£1500 for Mary in Motherwell
£200 for Bartosz in Yeovil
£250 for Louisa in Croydon
£500 for Chanelle in Bradford
£300 for Judy in Islington
£400 for Jessica in Huddersfield
£1500 for Samuel in Harrogate
£2000 for Mohammed in Smethwick
£500 for Stuart in Worthing
£200 for Michael in London
£600 for Elizabeth in Lockerbie
£300 for Hanif in Birmingham
£300 for Anish in Essex
£200 for Carly in Manchester
£400 for Louis in Folkestone
£200 for Natalie in Lincolnshire
£1000 for Martin in Lincolnshire
£300 for Michael in Stirlingshire
£200 for Jane in Culross
£300 for Mark in Guildford
£400 for Anthony in London
£1000 for Rashid in Manchester
£50 for Neil in York
£300 for Glen in Dereham
£500 for Anna in Launceston
Will I be Approved?
The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.
Check EligibilityPowered by Flux Funding
How it Works
We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.
Apply Online
Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.
Check Your Offer
Once you have your offer from the lender, you can review the offer and get your cash.
Get Your Money
Once accepted, your money can often be paid into your account the same day.
More questions? We've got you covered
The nature of payday loans makes them the best way to access quick cash in the UK. Most applicants of payday loans get their money in a matter of minutes.
Yes. We are continually working to refine our systems to make it as fast as possible when you need money in an emergency. Most applicants of smaller payday loans receive their funds in a matter of minutes, and most quick cash loans are completed and paid the same day. The only variable is your bank’s internal systems, which we have no control over, but even with the slowest banks, the money typically shows up within 10 minutes.
You can borrow from £50 to £5000 using our brokers service. Smaller loans are more likely to be processed quickly, but even larger loans don’t have to take much longer. You can repay your loan over any period from 3 to 36 months. This level of flexibility helps you to design a loan that suits your circumstances.
Yes. Many of our brokers direct lenders specialise in providing loans to people with a low credit rating. They will also only carry out a soft credit search when you apply so that it won’t harm your credit score. If you accept a loan offer, the lender is legally required by the FCA (Financial Conduct Authority) to perform a full credit check before releasing the funds. However, you will already know you meet their criteria because of the soft credit check. If you accept a loan and stick to the repayment schedule, it will help improve your credit rating. However, if you fail to make the payments on time or default on the loan, it will harm your credit rating.
The APR rates quotes for quick cash loans are high. However, this is partly because of the nature of payday loans. Payday loans in the UK are generally for small amounts of money that’s repaid in a short space of time. This gives direct lenders a tiny window to make a profit. Some direct lenders don’t charge interest on the smallest loans. They will instead agree a fixed fee with you.
Those with bad credit could pay a higher rate of interest. This is because the interest is typically dependent on how big a risk you pose, and those with a poor credit rating are deemed to pose a higher risk.
Loan guides
These guides will help you find out more about the different types of loan and lenders available.
