Fast Cash.

£50 to £5,000 loans available today

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Online Loans
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Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.

Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.

Loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Late repayment can cause you serious money problems. For help, go to

Get Money Fast

If you need a loan quickly, you are in the right place. At Payday UK our broker does everything they can to make the process as fast and simple as possible.

If you need access to fast cash, it is most likely because of an unexpected bill or urgent situation. We understand it can be a stressful time when you’re faced with this sort of emergency. Payday UK’s broker do everything they can to ensure you get the fastest possible access to the funds you need. The lenders they work with only initially perform a soft credit check, so you can apply without harming your credit score. You will also receive a decision in seconds.

If you’re eligible and accept a loan offer, then the direct lender is required by the FCA (Financial Conduct Authority) to perform a full credit check. This is compulsory, but you will already know you meet their criteria before they perform the full credit check. Being granted credit and sticking to the repayment schedule will only improve your credit score. However, if you do fail to make the payments or default on the loan, it could harm your credit score.

We've helped out
thousands of people...

£50 for Neil in York
£1000 for George in Bromley
£350 for Danielle in Bradford
£500 for Anna in Launceston
£300 for Mark in Guildford
£300 for Anish in Essex
£400 for Jessica in Huddersfield
£300 for Glen in Dereham
£200 for Carly in Manchester
£250 for Louisa in Croydon
£200 for Bartosz in Yeovil
£200 for Jane in Culross
£1500 for Samuel in Harrogate
£500 for Stuart in Worthing
£200 for Vincent in Southport
£400 for Louis in Folkestone
£200 for Natalie in Lincolnshire
£300 for Michael in Stirlingshire
£1000 for Rashid in Manchester
£200 for Michael in London
£400 for Anthony in London
£2000 for Mohammed in Smethwick
£100 for Harley in Folkestone
£300 for Hanif in Birmingham
£1500 for Mary in Motherwell
£600 for Elizabeth in Lockerbie
£300 for Judy in Islington
£500 for Chanelle in Bradford
£1000 for Martin in Lincolnshire

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How much do you need?

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The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

If you need to get your hands on some cash quickly, then a payday loan is your best bet. Payday UK, our broker partner and the direct lenders they work with have worked hard to ensure the money is in your bank is the shortest possible time. You can complete the whole application online using your computer, tablet or smartphone. There is no extra paperwork or appointments that could slow down your access to fast cash from direct lenders.

Payday UK’s broker partner provide you with an instant decision as soon as you submit your application. They compare the loan offers of our panel of direct lenders to make sure you get the best deal available for your circumstances.

Yes. Simply fill out the user-friendly application, selecting the amount you want to borrow and your preferred repayment period, and we’ll do the rest.

Payday loans are one of the quickest ways to borrow money. Payday loans for smaller amounts are the fastest to be processed and can provide you with fast cash when you need it. Most people that apply for a payday loan do so because they are faced with an unexpected expense and need quick access to extra funds. Our whole system is designed to make this happen as quickly and efficiently as we can and provide loans to the highest number of people possible.

Yes. Payday loans provide you with access to fast cash, which can be ideal in an emergency. Many customers of direct lenders need access to money as soon as possible because of unforeseen circumstances. This type of loan has grown in popularity in recent years and has become a popular choice to help people keeps their heads above water when they’re facing short-term financial difficulty.