Fast Cash.

£50 to £5,000 paid out by 1:36am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 1:36am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Get Money Fast

If you need a loan quickly, you are in the right palce. At Payday UK, we do everything we can to make the process as fast and simple as possible.

If you need access to fast cash, it is most likely because of an unexpected bill or urgent situation. We understand it can be a stressful time when you’re faced with this sort of emergency. Payday UK do everything they can to ensure you get the fastest possible access to the funds you need. The lenders we work with only initially perform a soft credit check, so you can apply without harming your credit score. You will also receive a decision in seconds.

If you’re eligible and accept a loan offer, then the direct lender is required by the FCA (Financial Conduct Authority) to perform a full credit check. This is compulsory, but you will already know you meet their criteria before they perform the full credit check. Being granted credit and sticking to the repayment schedule will only improve your credit score. However, if you do fail to make the payments or default on the loan, it could harm your credit score.

We've helped out
thousands of people...

£500 for Chanelle in Bradford
£500 for Stuart in Worthing
£300 for Judy in Islington
£200 for Michael in London
£400 for Anthony in London
£400 for Louis in Folkestone
£300 for Mark in Guildford
£500 for Anna in Launceston
£300 for Hanif in Birmingham
£300 for Glen in Dereham
£200 for Vincent in Southport
£200 for Bartosz in Yeovil
£400 for Jessica in Huddersfield
£200 for Jane in Culross
£300 for Anish in Essex
£2000 for Mohammed in Smethwick
£1000 for Martin in Lincolnshire
£50 for Neil in York
£200 for Carly in Manchester
£200 for Natalie in Lincolnshire
£100 for Harley in Folkestone
£1500 for Samuel in Harrogate
£600 for Elizabeth in Lockerbie
£250 for Louisa in Croydon
£1000 for George in Bromley
£350 for Danielle in Bradford
£1500 for Mary in Motherwell
£300 for Michael in Stirlingshire
£1000 for Rashid in Manchester

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

If you need to get your hands on some cash quickly, then a payday loan is your best bet. Both Payday UK and the direct lenders we work with have worked hard to ensure the money is in your bank is the shortest possible time. You can complete the whole application online using your computer, tablet or smartphone. There is no extra paperwork or appointments that could slow down your access to fast cash from direct lenders.

Payday UK provide you with an instant decision as soon as you submit your application. We compare the loan offers of our panel of direct lenders to make sure you get the best deal available for your circumstances. We accept around 95% of all applicants, so there are very few people we can’t help.

Yes. Simply fill out the user-friendly application, selecting the amount you want to borrow and your preferred repayment period, and we’ll do the rest. It takes 10 minutes* or less for most applicants to have the money in their bank account.

Payday loans are one of the quickest ways to borrow money. Payday loans for smaller amounts are the fastest to be processed and can provide you with fast cash when you need it. Most people that apply for a payday loan do so because they are faced with an unexpected expense and need quick access to extra funds. Our whole system is designed to make this happen as quickly and efficiently as we can and provide loans to the highest number of people possible.

Yes. Payday loans provide you with access to fast cash, which can be ideal in an emergency. Many customers of direct lenders need access to money as soon as possible because of unforeseen circumstances. This type of loan has grown in popularity in recent years and has become a popular choice to help people keeps their heads above water when they’re facing short-term financial difficulty.