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Unsecured loans

At Payday UK we offer unsecured loans from £100 to £2,000, with the option to repay your loan between 1 to 12 months. 

When is your next payday?

You will only be charged interest up until your next payday when your loan is due to be repaid

Borrow: + days x interest per day = total to repay

Repayment Summary

Please ensure you can afford each of the repayments before applying

Amount borrowed: £
Length of borrowing: Time
First repayment date: Date
Each instalment amount: £
Total repayable: £

*Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

What is an unsecured loan?

In contrast to a secured loan, unsecured loans do not require you to put forward an asset (such as a house or jewellery) as collateral against the loan. Unsecured loans are often used for shorter periods and smaller amounts than secured loans. They also usually offer more flexible term lengths and amounts.

Get an unsecured loan with Payday UK

If you think an unsecured loan from Payday UK is the right choice for you  click here to start your application

Applying for an unsecured loan

To apply for an unsecured loan with Payday UK you need to be over 18 years old, be in permanent employment, receiving a pension or disability benefit/living allowance and receiving more than £417 after tax per month. We require you to have a bank account with a valid debit card and you must meet our credit criteria and affordability assessment.

Representative Example: £300 borrowed for 3 months. Annual interest rate of 292% (fixed). Total amount repayable is £490.17 in 3 monthly instalments of £163.39. Representative 1190% APR.

Warning: Late repayment can cause you serious money problems. For help, go to

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