Borrow Money Online.

£50 to £5,000 paid out by *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 1:56pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.

We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to

Borrow Money Today

At Payday UK, we aim to help as many people as possible get the access to credit that they need.

There can be lots of reasons why people need to borrow money today. If you need quick access to a short term loan, then a payday loan could offer the best solution. They are ideal for helping you to survive when your finances are tight. You can borrow a small amount of money to tide you over and repay it relatively quickly, so it isn’t hanging around your neck for a prolonged period.

We help thousands of people successfully borrow money every day. However, if you need a long-term financial solution to ongoing difficulties, a payday loan might not be your best option. You should contact one of the debt advice services that will help you restructure your finances free of charge.

We've helped out
thousands of people...

£200 for Carly in Manchester
£300 for Glen in Dereham
£300 for Michael in Stirlingshire
£100 for Harley in Folkestone
£200 for Vincent in Southport
£400 for Louis in Folkestone
£300 for Judy in Islington
£600 for Elizabeth in Lockerbie
£1500 for Mary in Motherwell
£300 for Hanif in Birmingham
£1500 for Samuel in Harrogate
£500 for Stuart in Worthing
£500 for Chanelle in Bradford
£400 for Anthony in London
£200 for Bartosz in Yeovil
£1000 for George in Bromley
£250 for Louisa in Croydon
£2000 for Mohammed in Smethwick
£200 for Michael in London
£1000 for Martin in Lincolnshire
£500 for Anna in Launceston
£50 for Neil in York
£200 for Jane in Culross
£300 for Mark in Guildford
£350 for Danielle in Bradford
£200 for Natalie in Lincolnshire
£400 for Jessica in Huddersfield
£1000 for Rashid in Manchester
£300 for Anish in Essex

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Yes, we can. When you apply to borrow money through Payday UK, you’ll be guaranteed quick and user-friendly service. Payday loan applicants usually need access to the funds quickly to keep their heads above water. We’re used to helping people who are suddenly faced with a big bill they can’t cover. Whether it’s a vet bill, car repair, boiler breakdown, or family emergency, we can usually find a lender to help.

Yes. Short term loans are usually one of the quickest ways to borrow money. Traditional methods can be long and drawn out but applying to borrow money using our service is quick and easy. You can complete the whole process on your smartphone or other digital devices. The money is typically in your account within minutes. There is no additional paperwork.

Yes. We introduce customers to lenders who provide access to credit for most people that apply with us. Our panel of lenders is made up of a variety of specialist direct lenders. This means they can offer money to a far more extensive range of applicants. We don’t believe people should be punished for past mistakes, which is why we are far more interested in your current situation than any historical mistakes.

We offer access to loans between £50 and £5000. You can apply to borrow money for these amounts, or any number in between. Select the amount you’d like to borrow and your preferred repayment term, then let us do the rest. We will provide an instant decision from our panel of lenders, and if you’re accepted, we will show you the best rate available for you to borrow money.

Yes. No credit check loans do not exist in the UK. If a lender claims to offer this, then they are either misleading you or aren’t regulated by the FCA (Financial Conduct Authority). Either way, you should be very wary about entering into any agreement with them. Lenders perform a soft credit check when you apply, which doesn’t show up on your credit report. However, a direct lender must conduct a full credit check if you accept their offer.