£1000 Loans with an Instant Decision.

£50 to £5,000 paid out by 1:48am *

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Our loans
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Instant quote with no credit check and no fees.

Small loans can be sent by 1:48am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£1000 Loans Online

£1000 loans are one of the most popular loan amounts for Payday UK customers. Most of our lenders will offer this amount so you are in the right place to get a great deal.

We are dedicated to providing a user-friendly and transparent service, whether you’re applying to borrow £50 or £5000. The very nature of a £1000 payday loan can make it an ideal solution for people faced with an unforeseen expense, such as a car or house repair. Flexible terms mean you can tailor a loan to suit your circumstances, selecting the amount and repayment period that works for you.

Applying for a £1000 loan with Payday UK is a quick and secure process. It can provide a convenient and affordable solution. We’ve simplified the online application process, so you won’t need to fill out any extra paperwork and we will also get you an instant decision on your £1000 loan from one of our panel of direct lender partners.

We've helped out
thousands of people...

£500 for Anna in Launceston
£1000 for Martin in Lincolnshire
£400 for Louis in Folkestone
£200 for Natalie in Lincolnshire
£300 for Michael in Stirlingshire
£50 for Neil in York
£300 for Mark in Guildford
£1500 for Mary in Motherwell
£200 for Vincent in Southport
£1000 for Rashid in Manchester
£500 for Chanelle in Bradford
£600 for Elizabeth in Lockerbie
£400 for Jessica in Huddersfield
£250 for Louisa in Croydon
£200 for Jane in Culross
£1000 for George in Bromley
£200 for Michael in London
£350 for Danielle in Bradford
£100 for Harley in Folkestone
£500 for Stuart in Worthing
£1500 for Samuel in Harrogate
£300 for Anish in Essex
£300 for Judy in Islington
£2000 for Mohammed in Smethwick
£400 for Anthony in London
£300 for Hanif in Birmingham
£200 for Carly in Manchester
£300 for Glen in Dereham
£200 for Bartosz in Yeovil

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How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

All the direct lenders on Payday UK panel are regulated by FCA (Financial Conduct Authority). This means they must abide by a set of rules designed to ensure they remain ethical and transparent. The APR rates are higher on payday loans. However, the higher interest rates reflect the shorter period of the loan, because the lender has a shorter period to make a profit. The amount of interest that a lender can charge cannot exceed 0.8% per day.

We understand how important it is to provide you with a route to apply for quick access to extra funds. Most people applying for a payday loan are faced with an emergency where they need the funds quickly. Therefore, we make it as simple as possible. You can apply on your smartphone, won’t be charged any fees by Payday UK, and will look to find you the loan with the lowest interest rate for your circumstances.

When you apply for a loan at Payday UK, our lenders will initially perform a soft credit check; it leaves no trace on your credit report. If you accept a £1000 loan offer, the direct lender will perform a full credit check before releasing the funds. The FCA requires this, and you should be wary of any company that says they don’t perform one at all. However, you’ll already know you meet all the criteria before a full credit check is performed. Therefore, if you make all the repayments for your £1000 loan on time, it should only improve your credit score.

We have an industry-leading selection of lenders on our panel. Some require guarantors, while others don’t. The person you select can be a member of your family or a friend. If a guarantor is needed for your loan, you can proceed as usual.

Yes. Speed is just one of the many reasons people choose a payday loan. Traditional loans can involve a drawn-out process involving documents, e-mails back and forth, and possibly even an appointment at a bank. Thankfully, none of this will be necessary with Payday UK. Another great reason to use Payday UK is the amount of time it saves you. Not only do we make the process quick and easy, but we search our industry-leading panel of lenders for you, so you know you’re getting the best deal for your circumstances.