£3000 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£3000 Loans Online

Apply to borrow £3000 for virtually any purpose via Payday UK. No fees and and no obligation.

Payday UK’s broker partner works with lenders who believe in making extra funds available to as many people as possible. We have designed a process to help our lenders achieve this with £3000 loans. We have streamlined the application process to make it as quick, simple and secure as possible.

There is no additional paperwork to fill out. You can apply on your smartphone or any other digital device. You’ll get an instant decision, and if you accept the loan offer, the money will be in your account in no time. There are absolutely no fees.

We've helped out
thousands of people...

£500 for Anna in Launceston
£300 for Michael in Stirlingshire
£1000 for Rashid in Manchester
£1500 for Samuel in Harrogate
£350 for Danielle in Bradford
£1000 for Martin in Lincolnshire
£500 for Chanelle in Bradford
£200 for Jane in Culross
£200 for Michael in London
£600 for Elizabeth in Lockerbie
£300 for Mark in Guildford
£300 for Hanif in Birmingham
£200 for Bartosz in Yeovil
£300 for Judy in Islington
£400 for Jessica in Huddersfield
£1500 for Mary in Motherwell
£200 for Natalie in Lincolnshire
£100 for Harley in Folkestone
£250 for Louisa in Croydon
£400 for Anthony in London
£1000 for George in Bromley
£300 for Glen in Dereham
£200 for Vincent in Southport
£500 for Stuart in Worthing
£300 for Anish in Essex
£50 for Neil in York
£200 for Carly in Manchester
£400 for Louis in Folkestone
£2000 for Mohammed in Smethwick

Apply Now

How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Our broker has created a diverse panel of lenders. This means they specialise in offering loans to people with a wide variety of circumstances, including those with a low credit rating. We compare your criteria to that of our panel of direct lenders. This ensures you get the best deal for your unique circumstances.

Payday loans can be an ideal solution to a short-term financial problem. They offer far greater flexibility of amount and repayment term. However, if you need a long-term financial solution, a payday loan probably isn’t your best choice.

Any UK resident that’s aged 18 or over can apply for a £3000 loan via Payday UK as long as they have a bank account with a debit card and can show they can afford the repayments.

Payday UK do not charge any fees for using our service. You should never be charged an upfront fee for a loan.

Yes, all our brokers lenders are regulated by the FCA (Financial Conduct Authority) and abide by a code of ethical practice and transparency.