£3000 Loans with an Instant Decision.

£50 to £5,000 paid out by 12:52am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 12:52am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£3000 Loans Online

Apply to borrow £3000 for virtually any purpose at Payday UK. No fees and and no obligation.

Payday UK work with lenders who believe in making extra funds available to as many people as possible. We have designed a process to help our lenders achieve this with £3000 loans. We have streamlined the application process to make it as quick, simple and secure as possible.

There is no additional paperwork to fill out. You can apply on your smartphone or any other digital device. You’ll get an instant decision, and if you accept the loan offer, the money will be in your account in no time. There are absolutely no fees.

We've helped out
thousands of people...

£300 for Judy in Islington
£250 for Louisa in Croydon
£300 for Anish in Essex
£600 for Elizabeth in Lockerbie
£350 for Danielle in Bradford
£500 for Anna in Launceston
£400 for Jessica in Huddersfield
£300 for Mark in Guildford
£200 for Carly in Manchester
£1000 for George in Bromley
£400 for Anthony in London
£200 for Vincent in Southport
£200 for Jane in Culross
£200 for Natalie in Lincolnshire
£400 for Louis in Folkestone
£200 for Bartosz in Yeovil
£1000 for Martin in Lincolnshire
£300 for Hanif in Birmingham
£300 for Glen in Dereham
£300 for Michael in Stirlingshire
£100 for Harley in Folkestone
£2000 for Mohammed in Smethwick
£1000 for Rashid in Manchester
£200 for Michael in London
£1500 for Samuel in Harrogate
£1500 for Mary in Motherwell
£50 for Neil in York
£500 for Stuart in Worthing
£500 for Chanelle in Bradford

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

We have created a diverse panel of lenders. This means they specialise in offering loans to people with a wide variety of circumstances, including those with a low credit rating. We compare your criteria to that of our panel of direct lenders. This ensures you get the best deal for your unique circumstances.

Payday loans can be an ideal solution to a short-term financial problem. They offer far greater flexibility of amount and repayment term. However, if you need a long-term financial solution, a payday loan probably isn’t your best choice.

Any UK resident that’s aged 18 or over can apply for a £3000 loan using Payday UK as long as they have a bank account with a debit card and can show they can afford the repayments.

Payday UK do not charge any fees for using our service. You should never be charged an upfront fee for a loan.

Yes, all our lenders are regulated by the FCA (Financial Conduct Authority) and abide by a code of ethical practice and transparency.