£4000 Loans with an Instant Decision.

£50 to £5,000 paid out by *

How much do you need?


Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 1:56pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£4000 Loans Online

At Payday UK, applying for a £4000 loan is just as easy as applying for a smaller amount. Instant decisions and quick payouts with no fees at all.

If you need access to some extra cash quickly, then a £4000 loan could be ideal for you. Quick loans, by their nature, are personal loans for people who need quick access to extra funds. This is usually because of an unforeseen circumstance or expense. It could be because of a vet bill, a car repair, or an unexpected boiler breakdown. The reason isn’t as important as the fact that when an emergency strikes, you need access to extra money in a way that doesn’t add to your stress levels.

To achieve this, we’ve created a process that’s as straightforward and simple as we can make it for £4000 loans. Our user-friendly service can be completed online. You can use any digital device to apply. We can even help you if you have a low credit rating. Our panel lenders ensure you get the best loan offer to suit your unique situation. And all of this can happen in less than 10 minutes*.

We've helped out
thousands of people...

£400 for Louis in Folkestone
£500 for Stuart in Worthing
£300 for Judy in Islington
£500 for Chanelle in Bradford
£1000 for George in Bromley
£100 for Harley in Folkestone
£200 for Jane in Culross
£250 for Louisa in Croydon
£50 for Neil in York
£300 for Glen in Dereham
£400 for Anthony in London
£200 for Michael in London
£2000 for Mohammed in Smethwick
£200 for Vincent in Southport
£300 for Mark in Guildford
£400 for Jessica in Huddersfield
£200 for Carly in Manchester
£1000 for Martin in Lincolnshire
£1500 for Mary in Motherwell
£600 for Elizabeth in Lockerbie
£300 for Michael in Stirlingshire
£1000 for Rashid in Manchester
£500 for Anna in Launceston
£300 for Hanif in Birmingham
£1500 for Samuel in Harrogate
£200 for Natalie in Lincolnshire
£300 for Anish in Essex
£200 for Bartosz in Yeovil
£350 for Danielle in Bradford

Apply Now

How much do you need?


Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

The money is transferred as soon as you accept the loan offer. We say this typically takes around 10 minutes*, but many customers receive their payment quicker.

Our wide variety of lenders means some need guarantors while others don’t. Whether or not you need a guarantor will often depend on your circumstances or the lender’s guidelines.

Payday UK do not charge any fees for using our service. You should never pay an upfront fee to apply for a loan.