£5000 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£5000 Loans Online

If you need to borrow a larger sum, such as £5000, you will still get an instant decision on your application.

We’re here to help you access extra funds when you need them. You can apply online, even using your smartphone, and get an instant decision. The only criteria to apply are that your aged 18 or over and are a UK resident. Even people who have struggled to obtain credit in the past due to their credit rating can apply for a £5000 loan via Payday UK.

Simply select the amount you want to borrow and your preferred repayment terms. Our brokers lender partners offer flexible repayment periods from 3 to 36 months. Our brokers high acceptance rate means we help provide access to £5000 loans for most people that apply. As well as having a high chance of being accepted, the process is fast and simple too.

We've helped out
thousands of people...

£200 for Natalie in Lincolnshire
£300 for Hanif in Birmingham
£600 for Elizabeth in Lockerbie
£400 for Jessica in Huddersfield
£200 for Jane in Culross
£350 for Danielle in Bradford
£1500 for Samuel in Harrogate
£200 for Carly in Manchester
£1000 for Martin in Lincolnshire
£250 for Louisa in Croydon
£400 for Louis in Folkestone
£300 for Anish in Essex
£500 for Chanelle in Bradford
£300 for Judy in Islington
£400 for Anthony in London
£300 for Mark in Guildford
£500 for Stuart in Worthing
£200 for Michael in London
£200 for Bartosz in Yeovil
£2000 for Mohammed in Smethwick
£100 for Harley in Folkestone
£1500 for Mary in Motherwell
£500 for Anna in Launceston
£300 for Michael in Stirlingshire
£300 for Glen in Dereham
£50 for Neil in York
£1000 for Rashid in Manchester
£200 for Vincent in Southport
£1000 for George in Bromley

Apply Now

How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Payday UK has access to a panel of lenders via our broker that are capable of providing credit to the highest number of applicants. This means we have specialists in giving loans to those who may have had trouble getting credit previously.

We have done everything we can to ensure you get the best deal on your £5000 loan in the shortest possible amount of time. Our brokers application process is designed to be straightforward, with no additional paperwork needed.

Payday UK do not charge you any fees for using our service. Our brokers panel of direct lenders are all reputable and regulated by the FCA (Financial Conduct Authority) to give you extra peace of mind.