£5000 Loans with an Instant Decision.

£50 to £5,000 paid out by 12:00pm *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 12:00pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£5000 Loans Online

If you need to borrow a larger sum, such as £5000, you will still get an instant decision on your application.

We’re here to help you access extra funds when you need them. You can apply online, even using your smartphone, and get an instant decision. The only criteria to apply are that your aged 18 or over and are a UK resident. Even people who have struggled to obtain credit in the past due to their credit rating can apply for a £5000 loan with Payday UK.

Simply select the amount you want to borrow and your preferred repayment terms. Our lender partners offer flexible repayment periods from 3 to 36 months. Our 95% acceptance rate means we help provide access to £5000 loans for most people that apply. As well as having a high chance of being accepted, the process is fast and simple too.

We've helped out
thousands of people...

£200 for Natalie in Lincolnshire
£350 for Danielle in Bradford
£1000 for Rashid in Manchester
£200 for Carly in Manchester
£500 for Chanelle in Bradford
£100 for Harley in Folkestone
£50 for Neil in York
£1000 for George in Bromley
£600 for Elizabeth in Lockerbie
£300 for Judy in Islington
£300 for Michael in Stirlingshire
£300 for Anish in Essex
£250 for Louisa in Croydon
£200 for Vincent in Southport
£200 for Jane in Culross
£400 for Jessica in Huddersfield
£2000 for Mohammed in Smethwick
£1000 for Martin in Lincolnshire
£400 for Anthony in London
£300 for Mark in Guildford
£300 for Hanif in Birmingham
£1500 for Mary in Motherwell
£300 for Glen in Dereham
£200 for Bartosz in Yeovil
£500 for Stuart in Worthing
£400 for Louis in Folkestone
£200 for Michael in London
£500 for Anna in Launceston
£1500 for Samuel in Harrogate

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Payday UK have built a panel of lenders capable of providing credit to the highest number of applicants. This means we have specialists in giving loans to those who may have had trouble getting credit previously.

We have done everything we can to ensure you get the best deal on your £5000 loan in the shortest possible amount of time. Our application process is designed to be straightforward, with no additional paperwork needed.

Payday UK do not charge you any fees for using our service. Our panel of direct lenders are all reputable and regulated by the FCA (Financial Conduct Authority) to give you extra peace of mind.