Cash Advance Loans.

£50 to £5,000 paid out by *

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Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 5:22am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.

We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to

Payday Cash Advance

At Payday UK, we dedicate our efforts to providing a transparent and user-friendly service.

If you’re looking for cash advance loans, then a payday loan is your best bet. Employees most commonly used cash advances. They would sub from future wages from their employer, who would deduct the advance from their next pay-packet.

Thankfully the need for awkward conversations with your boss is a thing of the past. Cash advance loans are available online and you can apply from your smartphone laptop or tablet, 24 hours a day 7 days a week.

We've helped out
thousands of people...

£300 for Anish in Essex
£500 for Anna in Launceston
£100 for Harley in Folkestone
£50 for Neil in York
£1000 for Rashid in Manchester
£2000 for Mohammed in Smethwick
£300 for Glen in Dereham
£200 for Michael in London
£200 for Natalie in Lincolnshire
£1500 for Mary in Motherwell
£1000 for George in Bromley
£500 for Stuart in Worthing
£350 for Danielle in Bradford
£200 for Bartosz in Yeovil
£250 for Louisa in Croydon
£200 for Vincent in Southport
£200 for Carly in Manchester
£400 for Jessica in Huddersfield
£300 for Mark in Guildford
£500 for Chanelle in Bradford
£300 for Judy in Islington
£1000 for Martin in Lincolnshire
£600 for Elizabeth in Lockerbie
£300 for Michael in Stirlingshire
£300 for Hanif in Birmingham
£400 for Anthony in London
£1500 for Samuel in Harrogate
£400 for Louis in Folkestone
£200 for Jane in Culross

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How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

You can repay your cash advance loan for a period that suits you. You can apply for repayment terms from 3 to 36 months using Payday UK. People usually choose a more extended repayment period when they are borrowing a more substantial amount and use the short-term periods for smaller amounts. You can select your preferred repayment period when you apply for the cash advance loan.

Some people would recommend you use the form of borrowing that has the lowest interest rate. However, the high APR rates many direct lenders advertise can be misleading. Some people prefer to know how much they must pay over a short-term, and then that the loan is finished. An overdraft can be a good source of quickly accessing some extra money, but some banks take a long time to arrange an overdraft, making it less than ideal if you need an immediate cash advance.

Overdrafts and credit cards can also be useful if you’re very disciplined. To take advantage of the lower interest rate, you must clear the borrowed amount within a specific time frame. Many people find it challenging to get back out of their overdraft permanently once they use it. A payday loan will be over a short-term and have a definite end date, so you’ll always know where you stand.

Payday cash advance loans are available to a wide variety of people, even if you’ve been refused credit in the past. Our panel of direct lenders includes companies that specialise in most areas, including people with a bad credit history. They are far more concerned with your current situation than any past mistakes. Some lenders will have different criteria that must be met, such as a guarantor, but many still offer unsecured cash advance loans without a guarantor.

We use mobile technology to help address the urgency of this type of loan. We’ve simplified the process as much as possible, we’ve made it user-friendly, even for those with bad credit. The whole process can be completed online, saving you time.

The APR rates quoted by some direct lenders can be misleading when compared to traditional loans. They typically reflect the short-term nature of the loan, which only gives direct lenders a short window to make a profit. Some lenders don’t even charge interest on the smaller loans. They agree on a fixed amount instead.