£500 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£500 Loans Online

£500 loans have grown in popularity in recent years. You can apply for a £500 payday loan via Payday UK and we will find the best deal from our brokers panel of lenders.

Applying to borrow £500 via Payday UK is quick and straightforward. Our user-friendly system means you’ll get an instant decision. We do everything we can to ensure you get the best deal in the shortest possible time.

We understand how stressful it can be when you’re suddenly faced with an unexpected bill that’s going to leave you short. That’s why we get the money into your bank as quickly as we can, allowing you to carry on.

We've helped out
thousands of people...

£100 for Harley in Folkestone
£400 for Anthony in London
£300 for Anish in Essex
£400 for Jessica in Huddersfield
£400 for Louis in Folkestone
£500 for Chanelle in Bradford
£350 for Danielle in Bradford
£300 for Glen in Dereham
£500 for Anna in Launceston
£1000 for Rashid in Manchester
£200 for Michael in London
£300 for Michael in Stirlingshire
£2000 for Mohammed in Smethwick
£600 for Elizabeth in Lockerbie
£500 for Stuart in Worthing
£200 for Jane in Culross
£200 for Vincent in Southport
£300 for Hanif in Birmingham
£1500 for Samuel in Harrogate
£300 for Mark in Guildford
£50 for Neil in York
£1000 for Martin in Lincolnshire
£1000 for George in Bromley
£200 for Bartosz in Yeovil
£1500 for Mary in Motherwell
£250 for Louisa in Croydon
£300 for Judy in Islington
£200 for Natalie in Lincolnshire
£200 for Carly in Manchester

Apply Now

How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

When you apply for a £500 loan via Payday UK, we look at an industry-leading panel of lenders to see who can offer you the best deal. This can save you considerable time. It also provides you with the peace of mind knowing you’re getting the best deal currently available to you from a regulated and reputable direct lender.

We believe everyone should have access to emergency funds when they need it. A £500 loan could save you a lot of hassle. Our brokers lenders don’t penalise people for past mistakes and are more interested in your current situation than previous indiscretions that might have affected your credit rating. With more than 7500 applications per day^, we help many people find their best route to extra cash.

Our brokers panel of lenders features as much variety as possible. This means they have specialists in all areas, even providing bad credit loans for £500. When you initially apply, lenders will only perform what is known as a soft credit check. This doesn’t affect your credit score. All reputable direct lenders are required to complete a full credit check if you accept a loan offer. The FCA requires them to do this before releasing the funds, so be suspicious of any company that says they can grant a loan without performing one.

Our brokers whole application process is paperless. This means you can go through from start to finish online. You can apply quickly, easily, and securely on any device from a desktop computer to your mobile phone. We’ve put a lot of time and effort into creating the same seamless experience for all our customers, regardless of how they apply.

£500 payday loans are meant as a short-term solution to help you keep your head above water when faced with an unexpected expense. They can be an ideal solution for people that need a quick fix with a short repayment period. However, if you’re looking for a longer-term solution to any financial difficulty, then you should consider seeking advice from a professional debt service. There are several that will help you free of charge.