£500 Loans with an Instant Decision.

£50 to £5,000 paid out by 10:30am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 10:30am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£500 Loans Online

£500 loans have grown in popularity in recent years. You can apply for a £500 payday loan through Payday UK and we will find the best deal from our panel of lenders.

Applying to borrow £500 with Payday UK is quick and straightforward. Our user-friendly system means you’ll get an instant decision. We do everything we can to ensure you get the best deal in the shortest possible time.

We understand how stressful it can be when you’re suddenly faced with an unexpected bill that’s going to leave you short. That’s why we get the money into your bank as quickly as we can, allowing you to carry on.

We've helped out
thousands of people...

£1500 for Mary in Motherwell
£400 for Jessica in Huddersfield
£200 for Bartosz in Yeovil
£50 for Neil in York
£200 for Vincent in Southport
£2000 for Mohammed in Smethwick
£300 for Michael in Stirlingshire
£250 for Louisa in Croydon
£500 for Anna in Launceston
£400 for Louis in Folkestone
£100 for Harley in Folkestone
£350 for Danielle in Bradford
£300 for Hanif in Birmingham
£500 for Stuart in Worthing
£1500 for Samuel in Harrogate
£200 for Carly in Manchester
£300 for Judy in Islington
£200 for Michael in London
£1000 for Rashid in Manchester
£1000 for George in Bromley
£300 for Glen in Dereham
£200 for Jane in Culross
£200 for Natalie in Lincolnshire
£500 for Chanelle in Bradford
£300 for Mark in Guildford
£300 for Anish in Essex
£1000 for Martin in Lincolnshire
£600 for Elizabeth in Lockerbie
£400 for Anthony in London

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

When you apply for a £500 loan through Payday UK, we look at an industry-leading panel of lenders to see who can offer you the best deal. This can save you considerable time. It also provides you with the peace of mind knowing you’re getting the best deal currently available to you from a regulated and reputable direct lender.

We believe everyone should have access to emergency funds when they need it. A £500 loan could save you a lot of hassle. Our lenders don’t penalise people for past mistakes and are more interested in your current situation than previous indiscretions that might have affected your credit rating. With a 95% accept rate and more than 4500 applications per day^, we help many people find their best route to extra cash.

We have been careful to ensure our panel of lenders features as much variety as possible. This means we have specialists in all areas, even providing bad credit loans for £500. When you initially apply, lenders will only perform what is known as a soft credit check. This doesn’t affect your credit score. All reputable direct lenders are required to complete a full credit check if you accept a loan offer. The FCA requires them to do this before releasing the funds, so be suspicious of any company that says they can grant a loan without performing one.

Our whole application process is paperless. This means you can go through from start to finish online. You can apply quickly, easily, and securely on any device from a desktop computer to your mobile phone. We’ve put a lot of time and effort into creating the same seamless experience for all our customers, regardless of how they apply.

£500 payday loans are meant as a short-term solution to help you keep your head above water when faced with an unexpected expense. They can be an ideal solution for people that need a quick fix with a short repayment period. However, if you’re looking for a longer-term solution to any financial difficulty, then you should consider seeking advice from a professional debt service. There are several that will help you free of charge.