A Great Logbook Loans Alternative.

£50 to £5,000 paid out by 7:55pm *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 7:55pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Logbook Loans Not For You?

At Payday UK, our huge panel of lenders can provide you with a great alternative to a logbook loan.

People with bad credit might apply for a logbook loan as they think they will have a higher chance of success if they offer their vehicle as security. However, at Payday UK, work with lenders who can provide short term loans to a wide variety of people, even if they have a poor credit rating.

We have lenders on our panel that specialise in offering credit to people that have struggled in the past. We are far more interested in your current situation than any past mistakes, and we don’t think you should be punished for years because of them.

We've helped out
thousands of people...

£500 for Chanelle in Bradford
£300 for Judy in Islington
£100 for Harley in Folkestone
£2000 for Mohammed in Smethwick
£200 for Jane in Culross
£200 for Natalie in Lincolnshire
£250 for Louisa in Croydon
£200 for Vincent in Southport
£200 for Bartosz in Yeovil
£500 for Anna in Launceston
£200 for Carly in Manchester
£200 for Michael in London
£300 for Mark in Guildford
£500 for Stuart in Worthing
£1000 for Rashid in Manchester
£300 for Glen in Dereham
£1500 for Mary in Motherwell
£300 for Hanif in Birmingham
£50 for Neil in York
£400 for Anthony in London
£1000 for Martin in Lincolnshire
£300 for Michael in Stirlingshire
£600 for Elizabeth in Lockerbie
£300 for Anish in Essex
£400 for Louis in Folkestone
£350 for Danielle in Bradford
£400 for Jessica in Huddersfield
£1500 for Samuel in Harrogate
£1000 for George in Bromley

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How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Different Loans for Different Circumstances

Logbook loans are a suitable option for some people but not everyone. Find all different types of loans at Payday UK.

Logbook loans provide a way of using your vehicle as security against monies borrowed. However, there is an easier way. A payday loan or short term loan could offer you the same money as an unsecured loan.

It’s quick and straightforward to find out whether you will be approved by one of over fifty lenders. If approved, your loan could be paid out in as little as 10 minutes* without using your car as security.

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Logbook loans usually require you to transfer ownership of your vehicle to a lender. This then acts as security against any money borrowed. The customer continues using the vehicle for the duration of the loan. They can do this as long as they are making the repayments on time. Once the loan is repaid in full, the lender transfers ownership of the vehicle back to you. Payday loans can offer a safer alternative to logbook loans, as you are far less likely to find yourself without a car.

All loans from reputable and regulated lenders require a full credit check before any funds are released. Some companies may say they don’t perform a credit check, especially if you’re putting a vehicle up as security, but be wary of this promise, as it’s a compulsory requirement of the FCA (Financial Conduct Authority). Lenders perform a soft credit check to check your eligibility against their criteria, but this leaves no lasting mark on your credit report. A full check is only performed if you accept a loan offer.

You can find out if you’re eligible for a payday loan quickly and securely. Applying with Payday UK doesn’t take long, and you’ll get an instant decision. If you accept the loan offer, the money will be in your bank account within 10 minutes*.

Our panel offer loans from £50 to £5000. You can apply to borrow these amounts or anything in between, and select a repayment length that best suits your circumstances. Most borrowers choose to repay small loans over a shorter period, while those borrowing more significant amounts repay them over a more extended period.

When you apply to borrow money through Payday UK, the loan will be unsecured, or there will be a guarantor. If you miss a repayment, you should speak to your lender and make arrangements that help you to solve the problem. If you have a guarantor, your lender might approach the guarantor to request payment if you fail to pay and are unresponsive.