£200 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£200 Loans Online

Via Payday UK, you can compare £200 loans from lots of lenders to make sure you get the best deal our brokers panel can offer.

When you need access to a little more cash to help you get through a sticky situation, a £200 loan could be the solution. Payday loans for £200 offer you access to emergency funds at the time you need it most. Applying for a £200 loan is quick, simple and secure.

Unlike banks or building societies, we are available 24 hours a day 365 days a year, because we know that emergencies don’t always happen during business hours. Our brokers panel of lenders is on hand to give you the help you need when you need it most.

We've helped out
thousands of people...

£300 for Hanif in Birmingham
£200 for Natalie in Lincolnshire
£300 for Mark in Guildford
£200 for Michael in London
£1500 for Samuel in Harrogate
£50 for Neil in York
£100 for Harley in Folkestone
£500 for Chanelle in Bradford
£1000 for Rashid in Manchester
£400 for Jessica in Huddersfield
£400 for Louis in Folkestone
£2000 for Mohammed in Smethwick
£200 for Bartosz in Yeovil
£200 for Jane in Culross
£300 for Michael in Stirlingshire
£250 for Louisa in Croydon
£350 for Danielle in Bradford
£300 for Judy in Islington
£600 for Elizabeth in Lockerbie
£200 for Carly in Manchester
£300 for Anish in Essex
£500 for Anna in Launceston
£1500 for Mary in Motherwell
£1000 for George in Bromley
£300 for Glen in Dereham
£400 for Anthony in London
£1000 for Martin in Lincolnshire
£200 for Vincent in Southport
£500 for Stuart in Worthing

Apply Now

How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Loans for smaller amounts can be applied for and received quickly. This is because our brokers lenders understand the urgency behind most applications. It might be an unexpected car breakdown, house repair, or family emergency, the less time you have to wait, the better. Loans are usually paid out on the same day. However, loans for higher amounts can take longer.

Our broker has designed the whole process to be as simple as possible for you to gain access to your £200 loan. You can apply on any digital device and get an instant decision. You need to be a UK resident aged 18 or over, be able to display that you can afford the repayments and have a valid bank account with a debit card.

We specialise in helping customers find bad credit loans, so you may be more likely to be accepted for your £200 loan via Payday UK. We don’t believe you should be penalised for a past mistake.

When you use Payday UK, you know you’re getting the best possible chance of success for your unique circumstances that is available from our brokers panel of lenders. Simply apply online, check your offer from a lender then get your money.