£200 Loans with an Instant Decision.

£50 to £5,000 paid out by 5:09am *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 5:09am today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£200 Loans Online

At Payday UK, we compare £200 loans from lots of lenders to make sure we get you the best deal our panel can offer.

When you need access to a little more cash to help you get through a sticky situation, a £200 loan could be the solution. Payday loans for £200 offer you access to emergency funds at the time you need it most. Applying for a £200 loan is quick, simple and secure.

Unlike banks or building societies, we are available 24 hours a day 365 days a year, because we know that emergencies don’t always happen during business hours. Our panel of lenders is on hand to give you the help you need when you need it most.

We've helped out
thousands of people...

£300 for Glen in Dereham
£250 for Louisa in Croydon
£200 for Natalie in Lincolnshire
£200 for Vincent in Southport
£300 for Mark in Guildford
£200 for Carly in Manchester
£400 for Anthony in London
£50 for Neil in York
£400 for Louis in Folkestone
£200 for Jane in Culross
£300 for Hanif in Birmingham
£1000 for George in Bromley
£600 for Elizabeth in Lockerbie
£500 for Anna in Launceston
£350 for Danielle in Bradford
£500 for Stuart in Worthing
£300 for Anish in Essex
£200 for Michael in London
£500 for Chanelle in Bradford
£300 for Michael in Stirlingshire
£1500 for Samuel in Harrogate
£100 for Harley in Folkestone
£200 for Bartosz in Yeovil
£1000 for Martin in Lincolnshire
£400 for Jessica in Huddersfield
£2000 for Mohammed in Smethwick
£300 for Judy in Islington
£1500 for Mary in Motherwell
£1000 for Rashid in Manchester

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Loans for smaller amounts can be applied for and received quickly. This is because our lenders understand the urgency behind most applications. It might be an unexpected car breakdown, house repair, or family emergency, the less time you have to wait, the better. The average time we quote is 10 minutes*. However, loans for higher amounts can take longer, while £200 loans are usually in your account in a matter of minutes.

We design the whole process to be as simple as possible for you to gain access to your £200 loan. You can apply on any digital device and get an instant decision. You need to be a UK resident aged 18 or over, be able to display that you can afford the repayments and have a valid bank account with a debit card.

Payday UK have an acceptance rate of 95%. We specialise in helping customers find bad credit loans, so you may be more likely to be accepted for your £200 loan with Payday UK. We don’t believe you should be penalised for a past mistake.

When you use Payday UK, you know you’re getting the best possible interest rate for your unique circumstances that is available from our panel of lenders. Simply apply online, check your offer from a lender then get your money.