£400 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?

Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.

Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.

Loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£400 Loans Online

Our broker works with a whole host of lenders that offer £400 loans. Complete our brokers online applicaiton to get an instant decision.

There are times when we could all do with a little extra help. Payday loans are designed to provide you with the additional funds you need when an emergency happens. Instant decisions and fast payouts are available from lots of lenders.

A £400 loan could provide the extra funds you need to reach the end of the month without missing any payments. Flexible repayment terms allow you to design a £400 loan that perfectly suits your needs even if you have a low credit score.

We've helped out
thousands of people...

£500 for Stuart in Worthing
£400 for Jessica in Huddersfield
£300 for Glen in Dereham
£600 for Elizabeth in Lockerbie
£300 for Hanif in Birmingham
£400 for Anthony in London
£200 for Natalie in Lincolnshire
£300 for Anish in Essex
£1500 for Mary in Motherwell
£1000 for George in Bromley
£1500 for Samuel in Harrogate
£200 for Vincent in Southport
£500 for Chanelle in Bradford
£200 for Bartosz in Yeovil
£50 for Neil in York
£1000 for Martin in Lincolnshire
£400 for Louis in Folkestone
£500 for Anna in Launceston
£200 for Jane in Culross
£350 for Danielle in Bradford
£100 for Harley in Folkestone
£1000 for Rashid in Manchester
£300 for Michael in Stirlingshire
£300 for Judy in Islington
£200 for Michael in London
£2000 for Mohammed in Smethwick
£250 for Louisa in Croydon
£200 for Carly in Manchester
£300 for Mark in Guildford

Apply Now

How much do you need?

Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

As a loan introducer, we integrate with our broker partner who compares offers from an industry-wide panel of lenders to make sure you get the best £400 loan for you. Lenders look at your circumstances. The process of applying for a £400 loan is simple, secure and quick. The funds for £400 loans are often in your bank on the sameday.

The whole application process is designed to be as quick and straightforward as possible. You can apply on any device, including your smartphone. There is no additional paperwork, and you will get an instant decision. We introduce more than 7500 customers for a loan every day^.

When you apply, our lenders perform a soft credit check so that it won’t affect your credit rating. If you accept a loan offer, the lender is required by the FCA to perform a full credit check. However, if you already know you’re going to be accepted, it won’t impact your credit score. If you make all the repayments on time, it will improve your credit score.