£100 Loans with an Instant Decision.

£50 to £5,000 paid out by 1:04pm *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 1:04pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£100 Loans Online

At Payday UK, we work hard to find you the best £100 loans from our panel of lenders, 24 hours a day 7 days a week.

Most people trying to borrow £100 have had an unexpected bill or emergency and need a little more to help ends meet. If you do not have access to an overdraft or credit card, knowing where to turn can be difficult, especially if you have a CCJ, default or multiple missed or late payments.

Payday loans for £100 have become increasingly popular in recent years. This is good for consumers, as an increasing number of lenders are fighting for your business. This means you can apply for a £100 loan and get an instant decision, even if you have been declined elsewhere.

We've helped out
thousands of people...

£100 for Harley in Folkestone
£50 for Neil in York
£300 for Glen in Dereham
£200 for Bartosz in Yeovil
£250 for Louisa in Croydon
£1000 for George in Bromley
£200 for Jane in Culross
£300 for Mark in Guildford
£300 for Anish in Essex
£1500 for Samuel in Harrogate
£200 for Vincent in Southport
£600 for Elizabeth in Lockerbie
£200 for Carly in Manchester
£500 for Anna in Launceston
£500 for Stuart in Worthing
£400 for Louis in Folkestone
£1000 for Martin in Lincolnshire
£200 for Michael in London
£1000 for Rashid in Manchester
£300 for Judy in Islington
£300 for Hanif in Birmingham
£400 for Anthony in London
£300 for Michael in Stirlingshire
£200 for Natalie in Lincolnshire
£400 for Jessica in Huddersfield
£350 for Danielle in Bradford
£2000 for Mohammed in Smethwick
£500 for Chanelle in Bradford
£1500 for Mary in Motherwell

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

Yes. Due to the nature of quick loans, we’ve tried to make the process as straightforward as possible. Most applicants for £100 loans have the cash in their bank within 10 minutes*. You will have the same user-friendly experience whether you’re on your computer or smartphone.

At Payday UK, we don’t believe you should be punished for years because of a simple mistake or poor money management. Our panel of lenders specialises in giving people with an inadequate credit rating access to additional funds. If you’re 18 or over and a UK resident, you have a high chance of being accepted.

Yes, but it will not affect your credit score. Greater Thing’s lender partners will perform a soft credit check that doesn’t show up on your credit report. However, a lender is required by the FCA (Financial Conduct Authority) to perform a full check if you accept their offer. However, if you repay the £100 loan as agreed, it will have a positive impact on your credit score.