£100 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative 91% APR.

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£100 Loans Online

At Payday UK, we work hard to introduce you to the best £100 loans from our panel of lenders, 24 hours a day 7 days a week.

Most people trying to borrow £100 have had an unexpected bill or emergency and need a little more to help ends meet. If you do not have access to an overdraft or credit card, knowing where to turn can be difficult, especially if you have a CCJ, default or multiple missed or late payments.

Payday loans for £100 have become increasingly popular in recent years. This is good for consumers, as an increasing number of lenders are fighting for your business. This means you can apply for a £100 loan and get an instant decision, even if you have been declined elsewhere.

We've helped out
thousands of people...

£200 for Natalie in Lincolnshire
£200 for Vincent in Southport
£1000 for George in Bromley
£300 for Judy in Islington
£400 for Jessica in Huddersfield
£1000 for Rashid in Manchester
£250 for Louisa in Croydon
£50 for Neil in York
£300 for Michael in Stirlingshire
£300 for Mark in Guildford
£400 for Anthony in London
£300 for Glen in Dereham
£200 for Michael in London
£300 for Hanif in Birmingham
£400 for Louis in Folkestone
£350 for Danielle in Bradford
£200 for Bartosz in Yeovil
£1000 for Martin in Lincolnshire
£500 for Stuart in Worthing
£1500 for Samuel in Harrogate
£2000 for Mohammed in Smethwick
£300 for Anish in Essex
£200 for Carly in Manchester
£500 for Anna in Launceston
£100 for Harley in Folkestone
£200 for Jane in Culross
£1500 for Mary in Motherwell
£600 for Elizabeth in Lockerbie
£500 for Chanelle in Bradford

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How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Yes. Due to the nature of quick loans, we’ve tried to make the process as straightforward as possible. Most applicants for £100 loans have the cash in their bank the same day. You will have the same user-friendly experience whether you’re on your computer or smartphone.

At Payday UK, we don’t believe you should be punished for years because of a simple mistake or poor money management. Our panel of lenders specialises in giving people with an inadequate credit rating access to additional funds. If you’re 18 or over and a UK resident, you have a high chance of being accepted.

Yes, but it will not affect your credit score. Our lender partners will perform a soft credit check that doesn’t show up on your credit report. However, a lender is required by the FCA (Financial Conduct Authority) to perform a full check if you accept their offer. However, if you repay the £100 loan as agreed, it will have a positive impact on your credit score.