£100 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a full authorised credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to Flux Funding's panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK and Flux Funding will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£100 Loans Online

At Payday UK, we work hard to introduce you to the best £100 loans from our brokers panel of lenders, 24 hours a day 7 days a week.

Most people trying to borrow £100 have had an unexpected bill or emergency and need a little more to help ends meet. If you do not have access to an overdraft or credit card, knowing where to turn can be difficult, especially if you have a CCJ, default or multiple missed or late payments.

Payday loans for £100 have become increasingly popular in recent years. This is good for consumers, as an increasing number of lenders are fighting for your business. This means you can apply for a £100 loan and get an instant decision, even if you have been declined elsewhere.

We've helped out
thousands of people...

£400 for Anthony in London
£2000 for Mohammed in Smethwick
£400 for Jessica in Huddersfield
£300 for Michael in Stirlingshire
£400 for Louis in Folkestone
£1500 for Mary in Motherwell
£1500 for Samuel in Harrogate
£200 for Carly in Manchester
£600 for Elizabeth in Lockerbie
£500 for Stuart in Worthing
£250 for Louisa in Croydon
£350 for Danielle in Bradford
£300 for Anish in Essex
£1000 for George in Bromley
£200 for Vincent in Southport
£200 for Bartosz in Yeovil
£200 for Natalie in Lincolnshire
£1000 for Rashid in Manchester
£300 for Mark in Guildford
£300 for Judy in Islington
£1000 for Martin in Lincolnshire
£500 for Chanelle in Bradford
£200 for Michael in London
£300 for Hanif in Birmingham
£500 for Anna in Launceston
£300 for Glen in Dereham
£200 for Jane in Culross
£100 for Harley in Folkestone
£50 for Neil in York

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How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Yes. Due to the nature of quick loans, we’ve tried to make the process as straightforward as possible. Most applicants for £100 loans have the cash in their bank the same day. You will have the same user-friendly experience whether you’re on your computer or smartphone.

At Payday UK, we don’t believe you should be punished for years because of a simple mistake or poor money management. Our brokers panel of lenders specialises in giving people with an inadequate credit rating access to additional funds. If you’re 18 or over and a UK resident, you have a high chance of being accepted.

Yes, but it will not affect your credit score. Our brokers lende partners will perform a soft credit check that doesn’t show up on your credit report. However, a lender is required by the FCA (Financial Conduct Authority) to perform a full check if you accept their offer. However, if you repay the £100 loan as agreed, it will have a positive impact on your credit score.