£700 Loans with an Instant Decision.

£50 to £5,000 paid out by 2:42pm *

How much do you need?

Our loans
make sense

Instant quote with no credit check and no fees.

Small loans can be sent by 2:42pm today.*

Over 4500 no obligation quotes processed every single day!^

Representative APR 91%.

Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender.


Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

£700 Loans Online

Finding the best £700 payday loan from a large panel of lenders, Payday UK are here to help.

Our lender partners offer a range of loans from £50 to £5000. There is also a range of repayment terms when you borrow £700. This means you can tailor your loan to suit your circumstances. Being realistic about the repayment you can afford will help you to make all the payments on time and improve your credit score.

UK residents aged 18 or over can apply. It doesn’t take long, and you’ll get an instant decision. Over 95% of all applications are accepted, even those for people with bad credit. You need to have a valid bank account and debit card and have your wages paid directly into your bank account.

We've helped out
thousands of people...

£200 for Carly in Manchester
£1500 for Mary in Motherwell
£200 for Vincent in Southport
£300 for Hanif in Birmingham
£400 for Jessica in Huddersfield
£1500 for Samuel in Harrogate
£100 for Harley in Folkestone
£200 for Bartosz in Yeovil
£300 for Anish in Essex
£500 for Stuart in Worthing
£1000 for Rashid in Manchester
£1000 for Martin in Lincolnshire
£500 for Anna in Launceston
£400 for Anthony in London
£1000 for George in Bromley
£200 for Jane in Culross
£200 for Michael in London
£300 for Glen in Dereham
£300 for Judy in Islington
£400 for Louis in Folkestone
£2000 for Mohammed in Smethwick
£200 for Natalie in Lincolnshire
£300 for Michael in Stirlingshire
£600 for Elizabeth in Lockerbie
£350 for Danielle in Bradford
£50 for Neil in York
£300 for Mark in Guildford
£500 for Chanelle in Bradford
£250 for Louisa in Croydon

Apply Now

How much do you need?

Will I be Approved?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form and search our industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Your money can often be paid into your account within just 10 minutes.*

More questions? We've got you covered

A payday loan for £700 can help you keep everything in the black when things get tight. Many applicants opt for payday loans when suddenly faced with an unexpected bill. The term is flexible enough to ensure you can afford the repayments, but not so long that you’re saddled with debt for many years.

If your credit score is low, then Payday UK can still help. We specialise in providing loans to people who’ve had problems in the past. We don’t believe in punishing you for past mistakes. Your current situation is more important to us. Our soft credit check won’t affect your credit rating when you apply.

Payday UK provides quick access to a panel of industry-leading direct lenders that are regulated by the FCA. We find the lowest rate on offer for you. If you accept the loan offer, the money will be in your bank within around 10 minutes*.