£700 Loans with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative 91% APR.

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£700 Loans Online

Finding the best £700 payday loan from a large panel of lenders, Payday UK are here to help.

Our brokers lender partners offer a range of loans from £50 to £5000. There is also a range of repayment terms when you borrow £700. This means you can tailor your loan to suit your circumstances. Being realistic about the repayment you can afford will help you to make all the payments on time and improve your credit score.

UK residents aged 18 or over can apply. It doesn’t take long, and you’ll get an instant decision. A high percentage of applications are accepted, even those for people with bad credit. You need to have a valid bank account and debit card and have your wages paid directly into your bank account.

We've helped out
thousands of people...

£300 for Anish in Essex
£200 for Michael in London
£300 for Hanif in Birmingham
£200 for Vincent in Southport
£1000 for Rashid in Manchester
£400 for Louis in Folkestone
£500 for Anna in Launceston
£2000 for Mohammed in Smethwick
£350 for Danielle in Bradford
£300 for Glen in Dereham
£500 for Stuart in Worthing
£500 for Chanelle in Bradford
£300 for Michael in Stirlingshire
£200 for Jane in Culross
£100 for Harley in Folkestone
£600 for Elizabeth in Lockerbie
£300 for Judy in Islington
£50 for Neil in York
£300 for Mark in Guildford
£1500 for Samuel in Harrogate
£1500 for Mary in Motherwell
£250 for Louisa in Croydon
£1000 for Martin in Lincolnshire
£1000 for George in Bromley
£200 for Natalie in Lincolnshire
£400 for Anthony in London
£400 for Jessica in Huddersfield
£200 for Carly in Manchester
£200 for Bartosz in Yeovil

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How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

A payday loan for £700 can help you keep everything in the black when things get tight. Many applicants opt for payday loans when suddenly faced with an unexpected bill. The term is flexible enough to ensure you can afford the repayments, but not so long that you’re saddled with debt for many years.

If your credit score is low, then Payday UK can still help. We specialise in providing access to loans to people who’ve had problems in the past. We don’t believe in punishing you for past mistakes. Your current situation is more important to us. Our brokers soft credit check won’t affect your credit rating when you apply.

Payday UK’s broker provides quick access to a panel of industry-leading direct lenders that are regulated by the FCA. Our broker will find the lowest rate on offer for you. If you accept the loan offer, the money usually will be in your bank on the same day.