£50 Loan with an Instant Decision.

£50 to £5,000 loans available today

How much do you need?


Online Loans
make sense

Instant quote with a soft credit check and no fees.

Small loans can be sent the same day.

Over 7500 no obligation quotes processed every single day!^

Representative 91% APR.

Representative example: Amount of credit: £500 for 6 months at £106.79 per month. Total amount repayable of £640.77 Interest: £140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.


Payday UK is a registered trading name Payday Loans Ltd who is an appointed representative of Flux Funding Limited, who are a credit broker, not a lender. PaydayUK provides access to a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. PaydayUK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.


Loans between £50 and £5000 over a 3-month to 36-month term.


Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

£50 Loans Online

At Payday UK, we understand that sometimes you just need a small loan to get you through to pay day, even if you have a low credit score.

Via Payday UK, you can apply for loans ranging from £50 to £5000. Smaller amounts are the most popular type of payday loan. A £50 loan can be the solution that tides you over after being faced with an unexpected bill or emergency.

If you’re a UK resident that’s over 18 we can help. Select your loan amount and repayment terms, and we’ll do the rest. We check your details against the criteria of our brokers panel of lenders. We can then show you the best £50 loan for your circumstances.

We've helped out
thousands of people...

£300 for Hanif in Birmingham
£250 for Louisa in Croydon
£500 for Chanelle in Bradford
£2000 for Mohammed in Smethwick
£300 for Anish in Essex
£300 for Mark in Guildford
£1000 for Rashid in Manchester
£200 for Bartosz in Yeovil
£300 for Michael in Stirlingshire
£100 for Harley in Folkestone
£50 for Neil in York
£400 for Jessica in Huddersfield
£500 for Stuart in Worthing
£300 for Judy in Islington
£1000 for Martin in Lincolnshire
£400 for Anthony in London
£200 for Natalie in Lincolnshire
£200 for Jane in Culross
£600 for Elizabeth in Lockerbie
£300 for Glen in Dereham
£400 for Louis in Folkestone
£1500 for Samuel in Harrogate
£200 for Vincent in Southport
£200 for Michael in London
£200 for Carly in Manchester
£1500 for Mary in Motherwell
£350 for Danielle in Bradford
£1000 for George in Bromley
£500 for Anna in Launceston

Apply Now

How much do you need?


Will I be Approved?

The online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Check Eligibility

Powered by Flux Funding

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash.

Get Your Money

Once accepted, your money can often be paid into your account the same day.

More questions? We've got you covered

Yes. The whole process is designed to be as uncomplicated as possible. Most applicants will have the money in their bank in a matter of minutes. The time varies depending on your bank’s systems, but it is usually the same day.

Yes. Our broker try their hardest to assist as many customers as possible to find a loan, regardless of their credit history. Our brokers lenders are more interested in your current situation than in your past. The soft credit check they perform won’t affect your credit rating.

Payday UK don’t charge any fees. The FCA regulates our brokers panel of lenders. They are required to abide by an ethical code of conduct, so will always be transparent.

If you want to borrow £50 with the highest chance of success for your situation, Payday UK gives you peace of mind.