Looking for 12 month loans?
At Payday UK you can borrow from £100 to £2,000³ from 1 to 12 months.
We offer monthly repayment options ranging from 1 month to 12 months so that you can choose a loan that fits your needs, with a repayment plan that is affordable for you. Loans are subject to credit affordability.
12 month payday loans are available from Payday UK
If you think a 12 month loan from Payday UK is the right choice for you click here to start your application. Alternatively use our loan calculator to look at the other repayment lengths we offer.
Applying for a 12 month loan with Payday UK
To apply for a 12 month payday loan you need to be over 18 years old, be in permanent employment, receiving a pension or disability benefit/living allowance and receiving more than £417 after tax per month. We require you to have a bank account with a valid debit card and you must meet our credit criteria and affordability assessment.
Repaying your 12 month loan
Your loan repayment(s) will be taken automatically on the contractual date(s) using your debit card and the continuous payment authority you agree to when you sign your loan agreement. Please note that borrowing for longer can be more expensive.