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Frequently asked questions

Who is PaydayUK?

PaydayUK is a trading name of MEM Consumer Finance Ltd - a subsidiary of MEM Capital Ltd

MEM Consumer Finance is authorised and regulated by the Financial Conduct Authority.

Learn more about PaydayUK

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Any further questions?

If you have any other questions, then please call us on 0871 271 6111 (Call charges apply - 10p per minute from BT landlines, mobiles and other providers may vary).

Your Credit Rating

We use credit reference agencies

We work with nationally recognised credit reference agencies, which may help you improve your credit rating.

Your credit rating...

What Our Customers Say

What our customers say...

'9/10 existing customers think PaydayUK payday loans are a convenient way to obtain cash quickly.'

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No Hidden Charges

PaydayUK have no hidden charges

We charge £29.95 per £100 borrowed and have no hidden up front charges.


Managing your money

Managing your money

PaydayUK provides access to information to help you manage your money more effectively.

Let us explain in full

Warning: Late repayment can cause you serious money problems. For help, go to money advice

Representative Example: ³£275 borrowed for 28 days. Annual interest rate of 359.40% (fixed). Total amount repayable by one repayment is £357.36. 3361% APR Representative.

Existing customers

  • Get a new payday loan
  • Manage your account
  • Check your balance
Account Login

Apply by phone

Please quote PDUK when you apply by phone.)

0800 280 25002

Short term loans should only be used for short term financial needs and are not appropriate for longer term borrowing or if you're in financial difficulty


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